|
|
|
 |
| Real and Personal Property |
|
| Type of Coverage: |
Excess Real and Personal Property |
| Named Insured: |
State of Oregon |
| Description of Coverage: |
All real and personal property of every kind and description owned by the State of Oregon, or in which the insured has an insurable interest or held by the insured in trust, on consignment, on commission, in storage, for repairs or otherwise, or held on joint account with others, or sold but not delivered or removed, specifically including the insured´s legal liability therefore, or for which the insured has assumed or may assume liability or has insured for the account of others, including charges of every description accruing against the property of others, personal property of others, guests or employees of the insured for which the insured may elect to assume liability. |
| Covered Cause of Loss: |
All risks of direct physical loss or damage to property not otherwise excluded, including earthquake and flood, excluding boiler and machinery perils, as more fully defined in the policy.
|
| Limits and Sublimits: |
$400,000,000 Per occurrence, except:
$400,000,000 Per occurrence and annual aggregate in respect of flood and earthquake separately, except:
$ 10,000,000 Per occurrence and annual aggregate Flood-Locations in 100 year flood zones A&V.
Other sublimits also apply.
|
| Deductible: |
$4,000,000 Per loss arising from the perils of earthquake or flood.
$1,500,000 Per loss arising from any other peril.
If two or more deductible amounts apply to a single occurence, the total to be deducted shall not exceed the largest deductible applicable.
|
| Carriers: |
Lexington
ACE American Insurance Company
Liberty Mutual Fire Insurance Company
Princeton Excess & Surplus
Integon Specialty
Lloyd's of London
Ironshore Insurance, Ltd.
Axis Surplus Insurance Company
|
Policy Territory:
|
United States of America within the 50 states, District of Columbia and Canada.
|
| Major Exclusions: |
- Loss caused by electrical injury or disturbance to electrical appliances or devices caused by electrical currents artificially generated, unless fire or explosion ensues and then only for loss by such ensuing fire or explosion.
- Loss of use, delay or loss of markets.
- Seepage and/or pollution - specifically excludes loss, damage costs, or expenses in connection with any kind or description of seepage and/or pollution and/or contamination, direct or indirect, unless fire arises directly indirectly from seepage and/or pollution and/or contamination.
- Asbestos exclusion.
- Water backing up in sewers and drains.
- Additional exclusions as specified in the policies.
|
| Valuation: |
Replacement cost, except actual cash value if not replaced, or other provisions as per policy. |
| Effective Date: |
October 15, 2008-09 |
|
|
|
| Excess Automobile Liability |
|
| Type of Coverage: |
Excess Automobile Liability |
| Named Insured: |
State of Oregon |
| Coverage: |
Excess bodily injury and property damage libility, subject to terms, conditions, and limitations of the policy. |
| Limit: |
$5,000,000 Per occurance becuase of bodily injury or property damage liability or both combined - owned, hired, non-owned. |
| Self-Insured Retention: |
$1,000,000 |
| Exclusions: |
- Personal injury protection.
- Uninsured/underinsured motorist liability
- Physical damage
- Medical payments
- All bodily injury/property damage arising from the automobile hazard within the boundaries of the State of Oregon
- Others as outlined in the policy
|
| Policy Territory: |
Worldwide excluding the State of Oregon
|
Carrier:
|
Lexington Insurance Company |
| Policy Number: |
6501929 |
| Effective Date: |
March 15, 2009-10 |
| Notes: |
Claims expenses erode both the self-insured retention and the limit of insurance provided. |
| Cancellation: |
30-day notice, except 10-day non-payment of premium. |
|
|
|
| WC and Employers Liability |
|
| Type of Coverage: |
Foreign Workers’ Compensation/Employers Liability |
| Named Insured: |
State of Oregon acting by or through each department, agency, board and commission and each of their officers and employees. |
| Description of Coverage: |
International Voluntary Workers' Compensation, Contingent Employers Liability. |
| Territory: |
Worldwide, excluding:
1. USA (including territorites and possessions) and Puerto Rico
2. Any Country or jurisdiction which is subjected to trade and economic sanctions imposed by the USA.
|
Limits of Liability:
|
International Voluntary Workers' Compensation
North Americans - State of Hire
Third Country Nationals - Country of Origin
Local Nationals - Country of Origin
Contingent Employer's Liability
$1,000,000 Bodily Injury by Accident - Each Accident
$1,000,000 Bodily Injury by Disease - Each Employee
$1,000,000 Bodily Injury by Disease - Policy Limit
Executive Assistance Service
$1,000,000 Policy Limit for Medical Assistance Services
|
| Carrier: |
Ace USA |
| Policy Number: |
PHF D37497356 |
Effective Date:
|
May 1, 2009-10 |
|
|
|
| Aviation Liability |
|
| Type of Coverage |
Aviation Liability |
Named Insured:
|
State of Oregon acting by and through each and any of its Departments, Agencies, Boards, Commissions, and each of its or their officers, employees, agents, and members of state boards or commissions acting within the scope of their employment or duties. |
| Description of Coverage: |
Aircraft liability coverage for owned aircraft, as scheduled, and non-owned aircraft liability. Non-owned coverage limited to single and multi-engine fixed wing aircraft with maximum passenger capacity of twelve. Coverage includes hull coverage on specified owned aircraft and non-owned aircraft as well. |
| Schedule of Insured Aircraft: |
Owning |
| FAA # |
Year |
Manufacturer |
Model |
Agency |
| N5000U |
1979 |
Cessna |
414A |
Forestry |
| N9000V |
1984 |
Partenavia |
P 68 Observer |
Forestry |
| N2727L |
1980 |
Cessna |
414A |
Forestry |
| N185SC |
1981 |
Cessna |
185F |
State Police |
| N2449J |
1982 |
Cessna |
185 |
State Police |
| N77CR |
1976 |
Cessna |
U206F |
State Police |
| N93055 |
1976 |
Cessna |
A185F |
State Police |
| N6SE |
1974 |
Cessna |
T337 |
Aviation |
N97182
|
1982
|
Cessna
|
TU206G
|
Aviation
|
Limits of Liability:
|
- $30,000,000 Combined Single Limit Bodily Injury and Property Damage, including Excess Non-owned Aircraft Liability
|
Exclusions:
|
- Mechanical Breakdown/Wear & Tear/Ingestion
- Loss to use, Depreciation
- Conversion, Embezzlement, Secretion
- Others per policy form
|
| Carrier: |
ACE USA - Westchester Fire Insurance Co. |
| Policy Number: |
AACN00982350005 |
| Deductible: |
$1,000 Non-owned physical damage legal liability for each and every claim |
Effective Date:
|
March 1, 2009-10 |
|
|
|
| Dishonesty Bond/Crime |
|
| Type of Coverage: |
Primary and Excess Public Employee Dishonesty and Outside Agents Dishonesty Bond |
| Named Insured: |
The State of Oregon, its branches, institutions, departments, boards or commissions, including SAIF Corporation. |
| Description of Coverage: |
Covers the dishonest acts of all employees of the State of Oregon (including designated outside agents), covers the loss of money, securities and other property. The coverage also includes State Treasurer, elected or appointed officials, members of boards or commissions and volunteers. |
| Limits of Liability: |
Primary-$10,000,000 Employee Theft-Per Loss
$10,000,000 Computer Fraud
$10,000,000 Funds Transfer Fraud
Sublimit-$250,000 Designated Agents
Excess - $10,000,000 Per Occurrence |
| Deductable: |
Primary - $350,000
Primary - $10,000 Designated Agents
Excess - $10,350,000 (Underlying policy limit) |
Primary Carrier:
Policy Number:
|
The Fidelity & Deposit Company of Maryland
CCP 0061208 01
|
Excess Carrier:
Policy Number:
|
Travelers Casualty & Surity Company
103668273
|
Effective Date:
|
July 1, 2008 through July 1, 2011
|
| Conditions: |
Cancellation of coverage to any employee immediately upon discovery, by State Services Division, Risk Management, of a dishonest act committed by that employee whether before or after becoming employed by the state. |
Territory:
|
Acts committed or events occurring anywhere in the world. |
| Definition of Employee: |
Any person while employed with the state including 30 days after termination; any person whom the state has the right to direct and control while performing services; any person that is employed by an employment agency while their services are being directed and controlled by the state except while having care of state property outside the premises. |
| Designated Agents: |
OLCC Liquor Agents
Certain Agricultural Commodity Commissions |
|
|
| |
|
|
