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Oregon Workers' Compensation Costs

Oregon workers’ compensation costs, already among the lowest in the nation, dropped in 2018 for the fifth-straight year. Lower costs for lost wages and lower average medical care costs are driving a decrease in the pure premium.
 
 
 

Charts

Review charts illustrating the
breakdown of Oregon's workers' compensation ranking

Charts

 
 
 

Oregon vs. Nation

Color-coded maps of the U.S. ranking of each state’s workers’ compensation premium rates (Oregon is 7th lowest)

Oregon vs. Nation

 
 
 

Rulemaking

Assessment on workers’ compensation premium set by the Department of Consumer and Business Services

Rulemaking

 
 
 

Report and Resources

Report on premium rate indices from
51 jurisdictions and workers’
compensation resources

Resources

Pure premium

  • Decreased average 14.0 percent in 2018
  • Portion of the premium employers pay insurers to cover anticipated claims cost for job-related injuries and deaths

Premium assessment

  • Increased from 6.8 percent to 7.4 percent in 2018
  • Self-insured employers and public-sector self-insured employer groups pay 7.6 percent
  • Private-sector self-insured employer groups pay 8.4 percent
  • Covers the costs of administering workers’ compensation programs

Workers’ Benefit Fund assessment

  • Remains unchanged at 2.8 cents per hour in 2018
  • This assessment:
    • Funds return-to-work programs
    • Provides increased benefits over time for workers who are permanently and totally disabled
    • Gives benefits to families of workers who die from workplace injuries or diseases

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