Distressed Oregon homeowners who are having difficulty paying their mortgage or have gone through the foreclosure process may be entitled to additional assistance if their mortgage servicer is a party to the multistate settlement. Learn more about the settlement and homeowner eligibility by going to the Oregon Department of Justice website.

Using an unlicensed payday lender, especially those located online, can have disastrous results. Before you use a payday or title lender for a loan, protect yourself by making sure the company is licensed to do business in Oregon. Search the DCBS database for licensed lenders.

Why is your health insurance premium rising? How much of an increase should you expect this year? Click on the link below to learn about health insurance rates in Oregon. Watch a video explaining why costs are rising and what the state does to try to control costs. Find recent rate requests from your insurance company and comment on them.

Receive consumer help and information on insurance, mortgages, investments, workplace safety, and more.

The DCBS Foreclosure Help website offers information on the federal Making Home Affordable Program, the step-by-step process to obtaining a loan modification, Oregon's foreclosure laws, and links to HUD-approved foreclosure prevention counselors.

DCBS offices will be closed on various dates for mandatory employee furlough days due to budget reductions made necessary by the current recession.