Commissions and gifts
Can I share commissions?
Yes. A license is not needed to receive commissions.
Can commissions be paid to a nonlicensed person?
Yes, as long as the nonlicensed person is not selling, soliciting, or negotiating insurance to receive the commissions.
Can I offer a gift to potential clients?
Yes. However, you must offer the gift to all potential clients and not just those who purchase a policy. Offering gifts only to clients who purchase a policy may be considered a rebate and rebates are not allowed under Oregon law.