Commissions and gifts

Can I share commissions? 

Yes. A license is not needed to receive commissions. 

Can commissions be paid to a nonlicensed person?

Yes, as long as the nonlicensed person is not selling, soliciting, or negotiating insurance to receive the commissions.

Can I offer a gift to potential clients?

Yes. However, you must offer the gift to all potential clients and not just those who purchase a policy. Offering gifts only to clients who purchase a policy may be considered a rebate and rebates are not allowed under Oregon law. ​

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