Health insurance helps pay your medical bills when you seek medical care. Your
insurance policy outlines what your plan covers and how you share costs with
the insurance company.
For more about cost-sharing and what your plan covers, read our Consumer Guide
to Health Insurance: www.oregon.gov/DCBS/insurance/gethelp/Documents/4618.pdf
When you can enroll
Open enrollment is the one time during the year when you can change plans,
change insurance companies, or choose to stay with the plan you have. Open enrollment
will occur every year in the fall. Watch for the dates. During this time, you
can change plans for the next year, change insurance companies, or stay with
the plan you have.
You can enroll at other times if you experience a "triggering event."
Examples include loss of comprehensive coverage, getting married, having or
adopting a child, newly gaining citizenship, moving, and a change in income
that makes you eligible for financial help.
People who are eligible for Medicaid (Oregon Health Plan) can apply at any
Ask your human resources staff when your open enrollment occurs at work.