Do I qualify for a subsidy?

Many people whose employers do not help pay for health insurance will qualify for financial help to pay for private insurance. You must buy coverage through, the federal website.

Eligibility depends on your family size and household income. 

People who earn less than the amount shown below may qualify for financial help. If you have more than eight family members, please visit or call 1-800-318-2596 to learn about savings. ​

Household size Maximum yearly income
​1 $47,080
2 $63,720
3 $80,360
4 $97,000
5 $113,640
6 $130,280
7 $146,920
8 $163,560

How do tax credits work?

If you qualify for tax credits, you can:

  • Have all or part of the credit paid in advance to your insurance company to lower what you pay for your monthly premiums
  • Wait to claim all of the credit when you file your tax return for the year

If you use tax credits before filing your taxes, you must update during the year if you have changes to income, family (such as having a baby), or employment (such as getting a job where health insurance coverage is offered). will change the tax credit amount to reflect the new information.

If you forget to update, you might owe money at tax time. You can also find more about the tax credit and filings your taxes here.




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