2011 legislative summary

Health care reform once again dominated the agenda. 

One major bill passed by the 2011 Legislature conforms the Oregon Insurance Code to the federal Patient Protection and Affordable Care Act. Another bill created an Oregon Health Insurance Exchange Corporation as contemplated in the federal law. And a third major bill requires health insurers to offer certain levels of benefit plans if they want to sell insurance in the individual or small group market, whether or not the plans are offered through the exchange. 

The Department of Consumer and Business Services will continue to work with the Oregon Health Authority and the Oregon Health Insurance Exchange to implement these and other health care-related bills.

The Insurance Division saw a number of the division's legislative initiatives passed that enhance consumer protections and streamline division regulatory processes. They include:

  • Authority to register medical retainer practices
  • Enhancements to the state's version of COBRA that allows continuation of health insurance after termination of group coverage
  • Increases to life and health insurance guaranty fund benefits
  • Consumer protections against inappropriate health benefit plan rescissions cancellations and nonrenewals 
  • Prompt payment and independent review requirements for long-term care insurance 

In addition, legislation added Oregon as a member of the Interstate Insurance Product Regulation Compact that allows the department to participate in a national organization that reviews and approves life, annuities, disability, and long-term care insurance products.​​​​​​