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Payment Options: Direct Deposit or ReliaCard Visa
You have the option of receiving benefits by ReliaCard or applying for Direct Deposit.
 
 
If you do not apply for direct deposit to your own bank by the time the first payment is issued on the claim, you will automatically be enrolled for a ReliaCard Visa debit account.
 
Electronic deposit ensures prompt payment of benefits to eligible unemployed workers. 
When you are issued unemployment insurance payments, the payments are automatically deposited to your account. It normally takes two business days for a payment to be available in your bank or ReliaCard account.  A payment issued Monday evening should be available Wednesday morning. Federal and banking holidays will delay payment receipt.

Your First Payment
For most new claims, the first payment is made by check.  All subsequent payments will be issued electronically, either by direct deposit or ReliaCard (OAR 471-030-0050). 
 
 
 

Option 1. Direct Deposit
 
 
With Direct Deposit, we electronically transfer your weekly benefit payment into your checking or savings account at your bank, credit union or savings and loan. Your financial institution does not have to be in Oregon. There is no fee for direct deposit, and you can apply for direct deposit at any time during the life of your claim.
 
You can apply by completing the online application or the Authorization for Direct Deposit Form (.pdf).  This form is also found in the Claimant Handbook, mailed to you at the time we process your initial claim. Mail or fax the completed form to the address listed on the form. After processing, we are permitted to pay your benefits by direct deposit. When applying by paper, attach a voided personal check to the authorization form if you want your payment deposited in a checking account. The voided check ensures the account number and the financial institution’s routing numbers are correct. To use a savings account, enter your savings account number, bank routing number and attach a voided deposit slip. You will be paid by paper check until direct deposit begins after a verification period (approximately one week). 
  
  
 

Option 2. Prepaid ReliaCard Visa Debit Account
ReliaCard Sample
ReliaCard Customer Service: 1-866-276-5114
 
 
Unemployment insurance payments will be issued through U.S. Bank® Visa® debit cards unless you apply for direct deposit to your own bank account.

For more information, visit this link.