| Removing a Lien From Your Oregon Title |
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After you pay off your loan, the security interest holder should sign the vehicle title and provide it to you. You must apply for a new title within 30 days to remove the security interest holder's name. DMV will then issue a new title in your name.
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| How to Apply |
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In order to apply, you must:
- Obtain the Oregon title from the security interest holder (if they cannot provide the title, see Frequently Asked Questions below);
- Ensure that the security interest holder signs a release of interest on the title, or on a separate Lien Release;
- Fill out an Application for Title and Registration form:
- Pass a DEQ vehicle emissions inspection if you live in the Portland or Rogue Valley (Medford) area and you are renewing license plates or you need to register a vehicle with no Oregon registration:
- Your vehicle must pass an emissions test at DEQ,
- If the vehicle has current unexpired Oregon registration, you do not need to go to DEQ until it is time to renew the registration;
- Choose license plates (click here for choices):
- If you choose a specialty plate, write the name of that plate in the “Remarks” section of your application,
- You may transfer Oregon plates you own to your vehicle:
- The plates must be a type that DMV still issues, or have a specialty background,
- The plates must be in good condition and readable, and
- The plates can only be transferred to the same type of vehicle,
- When you transfer plates:
- The expiration date of the registration will remain the same,
- Expired plates cannot be transferred, unless registration fees are paid at the time of plate transfer,
- You must pay a plate transfer fee of $6;
- Figure and pay all applicatble fees:
- Submit your completed application, supporting materials and payment to DMV.
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| How to Submit Your Application |
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You may submit your completed application, supporting materials and payment to a DMV office (if all is in order, you may be able to get plates or stickers at the office), or mail your materials to the address below:
Oregon DMV
1905 Lana Ave NE
Salem, OR 97314
Make checks or money orders payable to “Oregon DMV."
Note: Due to the additional costs of associated merchant fees, DMV offices do not accept credit or debit cards. They accept cash, money orders and checks only.
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| How Long Will It Take |
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If your paperwork is accurate and complete when received at DMV Headquarters in Salem, and your payment is correct, your plates are generally mailed within 5-10 business days.
Titles are mailed to applicants about three to five weeks after DMV receives the necessary paperwork.
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| Frequently Asked Questions |
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How long does the security interest holder have to send me a statement of their release of interest when I have paid off my loan?
Oregon law ORS 803.105 requires that the security interest holder deliver a release to the owner within 15 calendar days of satisfaction of the security interest.
My security interest holder has sent me a release of interest, but has not provided the title. How do I apply for a clear title in my name?
In addition to following the procedure above, complete an Application for Replacement Title, and add the replacement title fee to your total fees.
How long will it take to get my title?
Once DMV receives the paperwork, submitted by mail or through a DMV office, it takes us approximately three to five weeks to process.
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| Related Information |
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Additional information that may be relevant includes:
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