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Frequently Asked Questions - Insurance
How can I check if a person has insurance on file in Oregon?

pic of insurance formTrucking companies and insurance agents can use Trucking Online -- http://OregonTruckingOnline.com -- to confirm insurance filings from their home or office computers. Because companies risk being suspended if insurance documents are not timely filed, it´s common for officials to call MCTD staff to ask if they´ve been received. But anyone can use the Insurance Policy Status Look-Up application to check on the filings in a matter of seconds without a long distance phone call.

Verify a Carrier's Insurance Status

Visit the U.S. Department of Transportation's Safety and Fitness Electronic Records -- SAFER -- site for more search features when inquiring about interstate motor carriers.

U.S. DOT Licensing and Insurance Search


 
How can I check if a company is registered to operate in Oregon?
Trucking Online logo
Trucking Online -- http://OregonTruckingOnline.com -- has special look-up features available to anyone for searching public information about companies.

Find a Trucking Company by Name or Account Number

Find a Company by Base License Plate Number

Find a Company by IRP Plate (International Registration Plan license plate)

Find Oregon Account Number by U.S. DOT Number

Find U.S. DOT Number by Oregon Account Number


Visit the U.S. Department of Transportation's Safety and Fitness Electronic Records -- SAFER -- site for more search features when inquiring about interstate motor carriers.

U.S. DOT Licensing and Insurance Search.

 
What are the insurance requirements for intrastate carriers?

Oregon intrastate motor carriers will need liability insurance and may need cargo insurance.

Liability Insurance –
Oregon intrastate carriers will need to have their insurance agent file Form E, proof of liability coverage, with ODOT´s Motor Carrier Transportation Division (MCTD) showing coverage for a minimum single limit of $750,000 per accident. The Form E can be faxed to the MCTD Insurance Section at 503-378-3736. (Form E is only available from an insurance agent. It is not a MCTD form.) Insurance filings can now also be made electronically in Oregon and at least 17 other states. Ask your agent about the Motor Carrier Information Exchange and the National Online Registries.

Cargo Insurance –
Intrastate carriers will need to have their insurance agent file Form H, proof of cargo insurance in the minimum amount of $10,000 if they will haul, on a for-hire basis within Oregon, commodities subject to material loss or damage through ordinary transportation hazards. The Form H can be faxed to the MCTD Insurance Section at 503-378-3736. Commodities exempt from the cargo insurance requirement include sand, gravel, rock, dirt, debris, cinders, wet ready-mix concrete, metallic ores and concentrates; logs, poles, piling, and cut trees; cordwood, wood chips, lumber, shingles, veneer, plywood, particle board, wallboard, and siding; unprocessed agricultural commodities; fish scrap; newspapers; garbage and waste material for recycling; compressed motor vehicle bodies; and water.

 
What basic insurance is required for interstate operators?

Interstate motor carriers are governed by U.S. DOT regulations regarding insurance. Review 49 CFR Part 387 for the Minimum Levels of Financial Responsibility for Motor Carriers. In summary:

Liability Insurance
For-hire carriers operating vehicles with a GVWR over 10,000 lbs. that don’t haul hazardous materials must maintain $750,000 liability coverage. If hauling hazardous materials, for-hire and private carriers must maintain either $1 million or $5 million coverage depending on type and quantity (see 49 CFR 387.9). For-hire carriers operating vehicles with a GVWR under 10,000 lbs. must maintain $300,000 coverage. If hauling certain hazardous materials, for-hire and private carriers must maintain $5 million coverage. For-hire passengers carriers using vehicles with a seating capacity of 16 or more must maintain $5 million coverage, or $1,500,000 coverage when using vehicles with seating capacity of 15 or less.

Cargo Insurance
Common carriers of property must have $5,000 coverage for loss or damage to property carried on any one vehicle and $10,000 for loss or damage to property occurring at any one time and place.

 
FAQs -- Other Subjects
 
graphic of question markThe Motor Carrier Transportation Division has created a number of pages like this with frequently asked questions about other subjects.

FAQ by subject -- a page listing all FAQs

Individual Pages
Authority
Citations 
Farm Trucks
Green Light 
Household Goods Moving
Over-Dimension Trucks 
Registration
Safety
Taxes and Fees
Trucking Online


Still need an answer to a question?
Complete the Ask ODOT online form or call 1-888-ASK-ODOT (1-888-275-6368).