Beginning January 1, 2014, insurance companies will no longer be able to deny individuals health care coverage due to pre-existing conditions. Therefore, Oregonians will have access to private market health insurance. OMIP was created to offer health insurance to Oregonians who were denied coverage due to pre-existing medical conditions. When insurance companies can no longer deny coverage to those with pre-existing conditions, OMIP will no longer be needed to provide coverage to those individuals.
OMIP will be working with the Oregon Insurance Division
(OID) and Cover Oregon
to develop a transition plan for enrollee’s covered under OMIP or FMIP. All OMIP and FMIP enrollee’s will be able to enroll in coverage either through Cover Oregon, the private insurance market, or Medicaid.