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Oregon Housing and Community Services

Oregon Bond Loans
Homeownership Main Page  / Home Loans
An Overview
OHCS helps Oregon households buy a home by providing below-market rate financing and cash assistance through our Residential Loan Program, also known as the "Oregon Bond Loan." The program offers a below-market rate which helps eligible families increase their home purchasing power and lower their monthly house payments to be affordable. For both loan options, the eligibility and program requirements are the same.
Homebuying Low Interest Home Loans Rate Advantage and Cash Advantage
Two Loan Options
The Program offers eligible borrowers a choice between cash to close or our best rate.
 
 RateAdvantage Home Loan
A qualified borrower will get the lowest fixed rate possible to maximize their home purchasing power. 
 
/ohcs/hd/sff/images/b_circle2.gif CashAdvantage Home Loan
A borrower will get a low, fixed interest rate on their home loan along with cash assistance equal to 3% of their loan amount. The cash assistance will help to reduce the toal cash they need to close the loan.
 
How To Apply
To apply, simply contact one of our lenders and they will assist you in getting pre-qualified for one of our home loans.
 
Find a Participating Lender here
 
Program Guides
 PDF file Program Factsheet 
 PDF file Program Brochure (English) 
 PDF file Program Brochure (En Español)
 PDF file Income Limits 
 PDF file Property Purchase Price Limits 
 PDF file Targeted and Non-Targeted Area
  
 

 
 
 

Oregon Bond Loans