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Understanding Contractor Endorsements
Choosing the right Endorsement

The licensing endorsements reflect the type of work you can do. Contractors licensed with a residential endorsement may work on the following structure types:

  • Residential
  • Small commercial
Contractors licensed with a commercial endorsement may  work on the following structure types:
  • Large commercial
  • Small commercial

Contractors that work on residential and large commercial structures must have both a residential and a commercial endorsement.
 
Contractors that perform work on only small commercial structures may choose either a residential or a commercial endorsement. 
  
Learn more about the different endorsements and structure types.

Residential Endorsements
Residential Endorsement Choices, Bond and Insurance  
 Endorsement  Bond Amount  Liability Insurance
 Residential General Contractor  $20,000  $500,000 - per occurrence
 Residential Specialty Contractor  $15,000  $300,000 - per occurrence
 Residential Limited Contractor  $10,000  $100,000 - per occurrence
 Residential Developer  $20,000  $500,000 - per occurrence
​ Residential Locksmith Services Contractor ​$10,000 $100,000 - per occurrence​
​ Home Inspector Services Contractor $10,000 $100,000 - per occurrence
​ Home Services Contractor $10,000 $100,000 - per occurrence
​ Home Energy Performance Score Contractor $10,000 $100,000 - per occurrence
Commercial Endorsements
Contractors choosing a commercial endorsement are required to provide the required bond and proof of insurance and certify the required amount of experience from the following: 

 Endorsement  Bond Amount  Liability Insurance  Experience
 Commercial General Contractor Level 1  $75,000 $2 million
 aggregate
8 years
 Commercial Specialty Contractor Level 1  $50,000 $1 million
aggregate
8 years
 Commercial General Contractor Level 2  $20,000 $1 million
aggregate
4 years 
 Commercial Specialty Contractor Level 2  $20,000 $500,000
per occurrence
4 years 
 Commercial Developer  $20,000  $500,000
per occurrence
None

What are the experience requirements?
Commercial contractors choosing a general contractor or specialty contractor (any level) endorsement will be required to certify that one or more "key employees" have the combined years of experience that total to the required amount for the chosen endorsement. 
  
“Key employee” means an owner or employee of a contractor who is a corporate officer, manager, superintendent, foreperson or lead person or any other employee identified by the board by rule. 

 Endorsement
Experience Requirement
 Commercial General Contractor Level 1
8 years
 Commercial Specialty Contractor Level 1
8 years
 Commercial General Contractor Level 2
4 years 
 Commercial Specialty Contractor Level 2
4 years 
 Commercial Developer
None

  
The following qualifies as experience:

  1. Contractors may use the number of years working as a licensed contractor, journeyman, foreperson or supervisor or as any other employee engaged in construction work for a licensed contractor. 
  2. Completion of an apprenticeship program may substitute for up to three years of experience.
  3. A bachelor’s degree in a construction-related field may substitute for up to three years of experience.
  4. A bachelor’s degree or master’s degree in business, finance or economics may substitute for up to two years of experience.
  5. An associate’s degree in construction or building management may substitute for up to one year of experience.