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Long-term Care

Overview

Long term care means a range of services that help people who can no longer meet their own daily needs. Long term care is generally not covered by traditional health insurance or Medicare. Here you will find an overview of services and some options to help pay for care.

Long term care options may include: 

Services in your home​ -- These services include personal assistance, nursing tasks and help with housekeeping​. 

Care facilities -- Find information about types of care facilities, licensed care services and other resources to help you make an informed decision.

 

Funding your care

  • Medicare– Medicare generally doesn't pay for long-term care. Medicare will help pay for skilled nursing or home health care if you meet certain conditions in connection with a hospital stay. Visit www.medicare.gov for more information or Oregon SHIBA for assistance.


  • Long-term care insurance - Long Term Care Insurance can help pay for long term care costs. Long term care insurance may not be appropriate for everyone. The Oregon Insurance Division can help you decide if it’s right for you.


  • Oregon Project Independence - Oregon Project Independence is a program designed to help people stay in their homes who do not receive Medicaid Long Term Care services. Services may include:
    • Home Delivered Meals
    • Transportation Assistance
    • Respite
    • Help in the home


  • ​​Medicaid Long Term Care Services -  Medicaid pays the long-term care costs for eligible, low-income individuals. There are several programs that may provide assistance, each with different eligibility criteria. Services can be provided in a person’s home​ or care setting. Below are some of the services that may be available.

​​Help in your community

There are a variety of programs and services that may be offered in your local community.