What you must know to ensure your coverage
The time has passed to make changes to your benefit selections during OEBB’s 2009 open enrollment. If you were successful in making your changes during open enrollment, there are still a few things you should do to confirm your coverage selections beginning on October 1. Even if you did not make changes during the open enrollment period, we recommend you do the following:
Check your pay stub;
Check the OEBB benefit statement that you will receive in the mail in late October and immediately verify your enrollments. If any of the information is incorrect, please contact OEBB;
Verify the dependents (a spouse is considered a dependent) you want to cover are listed under your plan;
Check your insurance card to see that the proper coverages are checked and dependents are listed.
Out of Area Dependents
If you are covering a dependent who lives outside of Oregon, please contact your insurance carrier to let them know of the dependet’s address. Doing this will ensure your dependent is assigned to the appropriate network and receives the in-network benefit level when care is needed and obtained from one of the many participating providers.
New Plan Year Begins October 1
Shortly after each annual open enrollment period, a new OEBB plan year begins. Beginning on October 1, 2009, deductibles and out-of-pockets maximums will start over.
Remember, OEBB’s plan year is from October 1 through September 30 each year.
Covering Domestic Partners
For members who are covering a domestic partner as a dependent, please note that he or she must be listed as such in the MyOEBB system which you used to enroll for benefits.
If your eligible partner is not listed as a domestic partner in the system, they may not be eligible for benefits beginning on October 1.
Life Policies Above the Guaranteed Issue
If you’ve selected life insurance coverage for yourself above the guaranteed issue amount of $200,000, you need to complete Standard’s Health Questionnaire. If you do not complete the questionnaire, you can not receive the additional coverage you selected above the $200,000 guaranteed issue amount.
If you purchased life insurance coverage for your spouse above the $30,000 guranteed issue, you also will be required to complete the Health Questionnaire.
You can find that info at https://connection.standard.com/deliver/eeoi/startup1.do?method=startupµsite=646595.