Beginning January 1, 2014
Insurance companies will no longer be able to deny
individuals health care coverage due to pre-existing conditions. Therefore,
Oregonians will have access to private market health insurance. OMIP was
created to offer health insurance to Oregonians who were denied coverage due to
pre-existing medical conditions. When insurance companies can no longer deny
coverage to those with pre-existing conditions, OMIP will no longer be needed
to provide coverage to those individuals.
OMIP will be working with the Oregon Insurance Division (OID) and Cover Oregon
to develop a transition plan for enrollee’s covered under OMIP or FMIP. All
OMIP and FMIP enrollee’s will be able to enroll in coverage either through
Cover Oregon, the private insurance market, or Medicaid.
is a central market place where individuals and employers will be able to shop
for health insurance plans and access financial assistance to help pay for
coverage. Keep informed about the progress.
We will also keep you informed as we approach 2014, when these changes will
take effect. If you would like more information on federal healthcare reform
please visit the following links:
Reforms: The Oregon Health Authority (OHA) was created to oversee the
State’s reforms and ensure they align with federal reforms.
The federal government regularly updates its key web page on reforms and even
hosts weekly web chats that are open to anyone. The U.S. Department of
Health and Human Services (HHS) also hosts the website in Spanish.