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Cost of Coverage

Employee Coverage

The State of Oregon pays the full cost for employee-only health insurance (medical, dental and vision coverage)
through a state contribution required by the collective bargaining agreement.

Family Coverage

The State of Oregon does not pay the premium for family members. OHIP members are responsible for the monthly premium for all family members covered. Family members must be enrolled in the medical plan to enroll in the dental plan.
OHIP members must self-pay the monthly premium for their eligible family members.* The table below shows the employee cost of family coverage. Premium payments are due no later than the 1st of the month for that month’s coverage. For example, OHIP must receive your premium payment for April insurance coverage by April 1 for family coverage to be effective on April 1. Submit a check or money order payable to "OHIP" along with your enrollment form.
* When available, OHIP also coordinates premium subsidies for family coverage with the Family Health Insurance Assistance Program (FHIAP) through the Office of Private Health Partnerships (OPHP).

9/1/2012 - 12/31/2013

Family** Monthly Premium Rates (Employee Cost)

Kaiser Permanente ~ In Service Area​ Medical​ Dental​ Medical & Dental Combined​
Spouse/Domestic Partner​ ​$519.28 ​$32.38 ​$551.66
​Child(ren) ​$296.73 ​$26.76 ​$323.49
​Family ​$861.66 ​$58.15 ​$919.81
Kaiser Permanente ~ Out of Service Area​ Medical​ Dental​ Medical & Dental Combined​
Spouse/Domestic Partner​ ​$720.43 ​$32.38 ​$752.81
​Child(ren) ​$411.67 ​$26.76 ​$438.43
​Family ​$1,195.43 ​$58.15 ​$1,253.58

**Family coverage, if elected, must be the same as employee coverage.