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PERS Health Insurance Program (PHIP)

Health insurance is an important piece when considering retirement, and PHIP is here as an option for your retiree health coverage. PHIP offers health insurance coverage for all retirees, their spouses, and dependents who meet the eligibility requirements.

When planning your retirement, review all health coverage options available through your or your spouse's employer to determine the best option for you.

PHIP Mission Statement/Core Values

The PERS Health Insurance Program (PHIP) provides PERS retirees with benefits that provide quality, comprehensive coverage (or benefits) at the most cost effective rates possible that will also meet retirees' benefit needs.

Our core values are:

  • Maintain stability of premiums
  • Maintain stability of coverage
  • Maintain stability of carriers

PHIP Website


On the PHIP website, you can download the forms necessary to make changes to your account or health plan, view the latest Member Handbook, or look at past issues of the quarterly HealthWise newsletter. The website is one way PHIP communicates important information to members throughout the year.

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