Financing


​​

Loans

  • Application Checklist
    A general checklist of items you may need to present, along with a completed program application form to apply for Business Oregon financing.
  • Capital Assistance Program (CAP)
    CAP helps lenders (banks and credit unions) make more commercial loans to small businesses and provides capital for start-up or expansion.
  • Credit Enhancement Fund (CEF)
    Designed to help businesses that are having difficulty accessing conventional financing by providing lenders with additional security.
  • Credit Enhancement Fund (CEF) Application Form
    The Oregon Credit Enhancement Fund (CEF) is a loan insurance program available to lenders to assist businesses in obtaining access to capital.
  • Entrepreneurial Development Loan Fund (EDLF)
    The Entrepreneurial Development Loan Fund (EDLF) provides direct loans to help start-ups, micro-enterprises and small businesses expand or become established in Oregon.
  • Industrial Development Bonds
    Oregon Industrial Development Bonds are tax-exempt bonds designed to help Oregon manufacturers grow.
  • Oregon Business Development Fund (OBDF)
    The Oregon Business Development Fund (OBDF) is a revolving loan fund that provides term fixed-rate financing for land, buildings, equipment, machinery and permanent working capital.
  • SBA - Loans and Grants
    Identify Federal government financing programs available to help you start or expand your business.
  • Specialty Crop Block Grant Program
    Schedule, overview, eligibility, guidelines and application for the specialty crop block grant program.
​​

Incentives

​​

Securities Regulation

​​

Exporting

  • Ex-Im Bank Export Financial Assistance
    Are you a small business interested in exporting your products and services? The Export-Import Bank of the United States (Ex-Im Bank) can help.
  • Export Assistance Program
    Financial assistance for small businesses to support international trade show participation, trade missions and exporting training.
  • Trade Shows and Missions
    Upcoming international trade shows that may qualify for Export Promotion Grant assistance.
​​
​​
​​​​​​​​​​​​​​​

Additional Resources

  • Ascent Funding
    Ascent Funding is a 501(c)3 non-profit organization registered as a Community Development Financial Institution (CDFI) to do small business lending.
  • Business Development Staff Contacts
    Contact the Business Retention & Expansion officer serving your county.
  • Capital Assistance Program Loan Application
    Apply for a loan through the Capital Assistance Program (CAP).
  • CDFI [Coalition of Community Development of Financial Institutions]
    CDFIs serve economically distressed communities by providing credit, capital and financial services that are often unavailable from mainstream financial institutions.
  • City of Portland – Brownfield Program
    Resource for transforming brownfields into vibrant working space for the City of Portland.
  • City of Salem - Urban Development
    Urban Development administers and oversees a variety of programs and services aimed at strengthening Salem’s economy.
  • Community LendingWorks
    Community LendingWorks (a lending affiliate of DevNW) provides loans to people and small businesses who are often left out of the financial mainstream.
  • Govloans.gov
    Search for specific information, compare options, or take a short questionnaire to determine your eligibility for each program.
  • Grants.gov
    A central storehouse for information on over 1,000 grant programs.
  • Hispanic Metropolitan Chamber
    The Hispanic Chamber offers services to assist businesses with a start up or expansion, business plans or software training, offers small business loans, as well as guidance with contracts and procurements.
  • Individual Development Account Initiative
    Provide an opportunity for low-income people to learn the financial skills they need to earn more money, give back to their communities and build Oregon’s economy.
  • Mercy Corps NW
    Mercy Corps Northwest provides micro loans to entrepreneurs looking to start or grow their own small business.
  • Micro Enterprise Services of Oregon (MESO)
    Micro Enterprise Services of Oregon seeks to improve the economic opportunities of underserved individuals through empowerment, education, and entrepreneurship.
  • Oregon Water Development Loan Program
    Offers low-interest loans for qualifying water-related projects in Oregon.
  • Portland Seed Fund
    We find and surround the most promising seed-stage companies with capital, mentoring and contacts to nurture vigorous economic growth in Oregon.
  • Prosper Portland
    Prosper Portland works with Portland businesses to identify business needs and eligibility for assistance.
  • Resources to Grow Your Business
    Business Oregon's approach to traditional business development is anything but traditional. We focus first on supporting the retention and expansion of existing Oregon businesses within traded sectors and foster a dynamic startup and entrepreneurial environment. We then work with companies outside the state to come to Oregon and fill supply chain gaps and grow existing industry clusters.
  • USDA - Rural Development
    Delivers a variety of Federal loan guarantee, direct loan, and grant programs designed to create and retain jobs, support business and cooperative development, and promote sustainable economic progress in Oregon's rural communities.
​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​