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Banks and Credit Unions

Farmers authorized to accept Oregon Farm Direct Nutrition Program checks deposit them at their bank. The State requests that financial institutions allow farmers to transact Farm Direct checks without processing fees. Oregon Farm Direct is a state-administered federal nutrition program that helps low-income families and seniors purchase fresh fruits and vegetables while also supporting local farms. Farmer bank customers may start depositing checks shortly after June 1 through December 31, 2022.

Frequently asked questions from banks and credit unions

Who can deposit or cash Farm Direct checks?

State-authorized farmers with an established account at your financial institution.

What will these checks look like?

Farm Direct checks are green and payable to 'Authorized Farmers.' The State assigns each authorized farmer a unique 4-digit ID number to stamp on the face of each check. These $4.00 checks are legitimate financial instruments paid by the Oregon State Treasury.

FDNP sample check

Will banks and credit unions need to verify that farmers have stamped the face of each Farm Direct check in the box provided?

No. The farmer is responsible for stamping each check with their official 4-digit number. Their uniquely assigned ID number is registered with the banking clearinghouse where the checks are routed from your institution.

Will our clients who are authorized farmers separate Farm Direct checks from other checks that they may be cashing/depositing?

Authorized farmers are instructed to separate their Farm Direct checks from other checks to assist in processing and make it easier to waive fees that may normally be charged to an account. Farmers are encouraged to communicate with their financial institutions if they plan to bring in checks, so that they are aware of specific account needs.

If you have any questions, please contact the Oregon Health Authority at 877-807-0889, option 2, or by emailing