RETIREES

 

 
 

Overview

Health insurance is an important piece when considering retirement, and PHIP is here as an option for your retiree health coverage. PHIP offers health insurance coverage for you, your spouse, and dependents who meet the eligibility requirements. When planning your retirement, review all health coverage options available to determine the best option for your family.

PHIP contracts with four different health plans and two dental plans. All health plans include prescription drug coverage.

In selecting a PHIP health plan, you must maintain a permanent residence (not mailing) within a health plan's service area and reside in the United States in order to participate in PHIP.

Medicare:

PHIP requires all Medicare-eligible members and eligible dependents to be enrolled in both Medicare Parts A and B.

Medicare Supplement - Moda
Medicare Advantage (MA Plans) - Kaiser Permanente, Moda, PacificSource, Providence

Non-Medicare:

PHIP offers HMO, POS, and PPO plans for non-Medicare participants. Retirees may select either the $500 deductible Core Value plan or the $1,000 deductible Select Value plan option.

Traditional HMO - Kaiser Permanente
HMO with deductable - Kaiser Permanente
POS - PacificSource
PPO - Moda, Providence

Dental:

You can enroll in either dental plan regardless of your medical plan selection. However, for Kaiser Permanente dental, you must reside in the Kaiser Permanente dental plan service area.

HMO - Kaiser Permanente
PPO - Delta Dental of Oregon

More information regarding PHIP can be found at www.pershealth.com or by calling PHIP Customer Service at 800-768-7377 (toll free).