December 2025 - Reprinted courtesy of ARELLO's Boundaries Magazine, October 2025
Reporting deadline for the RRE Rule pushed to March 1, 2026
In a significant regulatory update, the Financial Crimes Enforcement Network (FinCEN) has announced a postponement of the reporting requirements under the Anti-Money Laundering Regulations for Residential Real Estate Transfers Rule (RRE Rule). Originally slated to begin implementation December 1, 2025, the new compliance deadline is now March 1, 2026.
This delay reflects the U.S. Treasury’s broader commitment to reducing business burdens while maintaining robust safeguards against illicit finance. According to FinCEN, the extension will provide the real estate industry with additional time to prepare for the rule’s operational and reporting demands. The agency emphasized that the move aligns with the Administration’s agenda to streamline compliance without compromising national security interests.
To formalize the postponement, FinCEN issued a temporary exemptive relief order, effectively suspending the RRE Rule’s reporting obligations until the new deadline. Importantly, existing Real Estate Geographic Targeting Orders (GTOs) will remain in effect during this interim period, continuing to serve as a critical tool in identifying suspicious transactions in high-risk markets.
For regulators and industry stakeholders, this development offers both breathing room and an opportunity to refine internal processes, educate licensees, and ensure readiness for future enforcement.
The exemptive relief order and updated reporting form are available on FinCEN’s official website.
Editor's note: The Association of Real Estate License Law Officials (ARELLO) is an international organization of jurisdictions responsible for the administration and enforcement of real estate license laws. The Oregon Real Estate Agency is a member of ARELLO.