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Oregon Workers' Compensation Costs

Oregon workers’ compensation costs, already among the lowest in the nation, will drop in 2023 for the 10th-straight year. The average decrease in the pure premium reflects a long-term trend of lower medical care costs and less severe claims.
 
 
 

Charts

Review charts illustrating the
breakdown of Oregon's workers' compensation ranking

Charts

 
 
 

Oregon vs. Nation

Color-coded maps of the U.S. ranking of each state’s workers’ compensation premium rates (Oregon is 7th lowest)

Oregon vs. Nation

 
 
 

Rulemaking

Assessment on workers’ compensation premium set by the Department of Consumer and Business Services

Rulemaking

 
 
 

Report and Resources

Report on premium rate indices from
51 jurisdictions and workers’
compensation resources

Resources

Pure premium

  • Average 3.2 percent decrease from 2022
  • Portion of the premium employers pay insurers to cover anticipated claims cost for job-related injuries and deaths

Premium assessment

  • Remains at 9.8 percent in 2023
  • Self-insured employers and public-sector self-insured employer groups pay 9.9 percent
  • Private-sector self-insured employer groups pay 10.3 percent
  • Covers the costs of administering workers’ compensation and worker safety programs

Workers’ Benefit Fund assessment

  • No change, remains at 2.2 cents per hour worked in 2023
  • This assessment:
    • Funds return-to-work programs
    • Provides increased benefits over time for workers who are permanently and totally disabled
    • Gives benefits to families of workers who die from workplace injuries or diseases