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Oregon Workers' Compensation Costs

Oregon workers’ compensation costs, already among the lowest in the nation, will drop in 2019 for the sixth-straight year. Driving the average decrease in the pure premium are lower medical care costs and less severe claims.
 
 
 

Charts

Review charts illustrating the
breakdown of Oregon's workers' compensation ranking

Charts

 
 
 

Oregon vs. Nation

Color-coded maps of the U.S. ranking of each state’s workers’ compensation premium rates (Oregon is 7th lowest)

Oregon vs. Nation

 
 
 

Rulemaking

Assessment on workers’ compensation premium set by the Department of Consumer and Business Services

Rulemaking

 
 
 

Report and Resources

Report on premium rate indices from
51 jurisdictions and workers’
compensation resources

Resources

Pure premium

  • Average 9.7 percent decrease from 2018
  • Portion of the premium employers pay insurers to cover anticipated claims cost for job-related injuries and deaths

Premium assessment

  • Increase from 7.4 percent to 7.8 percent in 2019
  • Self-insured employers and public-sector self-insured employer groups pay 8.0 percent
  • Private-sector self-insured employer groups pay 8.8 percent
  • Covers the costs of administering workers’ compensation and worker safety programs

Workers’ Benefit Fund assessment

  • Decrease from 2.8 cents per hour worked in 2018 to 2.4 cents per hour worked in 2019.
  • This assessment:
    • Funds return-to-work programs
    • Provides increased benefits over time for workers who are permanently and totally disabled
    • Gives benefits to families of workers who die from workplace injuries or diseases

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