This page provides information about SR-22 certificates.
 
Use the links below to go directly to any section:

An SR-22 is a certificate from an Oregon-licensed insurance company, an eligible surplus lines insurer as defined in ORS 735.405, or a risk retention group as defined in ORS 735.305. The insurer certifies on the SR-22  that you have purchased liability insurance that meets the minimum required limits of coverage and files the certificate with DMV. An SR-22 is proof of "future responsibility" and is posted to your driving record.

Oregon law requires an SR-22 certificate be on file with DMV if:

Note: This is not a complete list of reasons why an SR-22 filing would be required.
 
Please contact DMV at (503) 945-5400 to see if an SR-22 is a requirement you must meet.

Oregon law requires you to keep an SR-22 in effect for 3 years from the ending date of a suspension requiring an SR-22 or for 3 years and 33 days from the date of a driving uninsured conviction.
 
If you are required to prove "future responsibility" by having an SR-22 on file with DMV, a copy of your insurance card is not acceptable. An insurance card is required by law to be carried in any vehicle operated on Oregon highways; an SR-22 certificate is required by law to be filed with DMV and is posted to your driving record.
 
DMV monitors compliance of your SR-22 requirement. If you let it lapse for any reason, the insurance company must notify DMV and your driving privileges will then be suspended.
 
If your driving privileges have been suspended because you did not get an SR-22 certificate and you later get insurance, be sure you do not drive until an SR-22 certificate is on file with DMV and your driving privileges have been reinstated. Please note that an SR-22 filing is made on the date it is received by DMV if it is received during regular business hours. An SR-22 filed with DMV must be an original, not a copy.
 
Read more information about suspensions and revocations.

You need to file an SR-22 certificate with Oregon if you live out of state and have an SR-22 requirement in Oregon. Oregon records all suspensions on a national computer system. Oregon law prohibits DMV from clearing the national system before all requirements are met, including an SR-22 filing. Most states check the national system prior to, or after issuing you a driver license. Most states will cancel or suspend your driving privileges if you are suspended in another state.
 
For information on which companies in your state do business in Oregon, contact the Oregon Consumer and Business Services Insurance Division at (503) 947-7980.

Additional information that may be relevant includes: