Risk management

Department of Administrative Services > Risk management > Insurance clauses

Insurance clauses

 Recommended clauses for contracts by type

Aircraft liability
​Aircraft liability clauses
  • Types of personal/professional services contracts:
    • Aviation services with spraying
Automobile liability
Automobile Liability Clauses
  • Types of public contracts:
    • Delivery of goods with no services (delivered by vendor)
    • Information technology (computer hardware/software services, etc.)
    • Pollution (asbesots abatement services, hazardous material hauling, pest control, refuse service, etc.)
    • Public works/construction or improvement
    • Security-related issues (armored car service, janitorial service, security service, etc.)
  • Types of personal/professional services contracts:
    • Accounants/actuaries
    • Attorneys
    • Aviation services with spraying
    • Laboratory testing
    • Trainers
Bailee property liability
​Bailees' customers insurance coverage clauses
  • Types of public contracts:
    • Archiving documents and microfilm
Builders risk property liability
​Builders risk clauses
  • Types of public contracts:
    • Public works/construction or improvement
Commercial general liability
​Commercial general liability (CGL) liability clauses
  • Types of public contracts:
    • Archiving documents and microfilm
    • Common carriers
    • Information technology (computer hardware/software services, etc.)
    • Navigable waters (charter fishing, motorized watercraft, etc.)
    • Pollution (asbesots abatement services, hazardous material hauling, pest control, refuse service, etc.)
    • Public works/construction or improvement
    • Security-related issues (armored car service, janitorial service, security service, etc.)
    • Space leased from the state
  • Types of personal/professional services contracts:
    • Accounants/actuaries
    • Attorneys
    • Aviation services with spraying
    • Laboratory testing
    • Trainers
Crime protection/employee dishonesty liability
​Crime protection/employee dishonesty liability clauses
  • Types of public contracts:
    • Security-related issues (armored car service, janitorial service, security service, etc.)
Garage liability
​Garage liability clauses
  • Types of public contracts:
    • Automobile (dealers, service stations, auto repair shops, parking lots, garages, etc.)
Marine protection/indemnity liability
​Marine protection and indemnity clauses
  • Types of public contracts:
    • Navigable waters (charter fishing, motorized watercraft, etc.)
Physical abuse/sexual molestation liability
  • Physical abuse, and sexual molestation insurance is insurance coverage that protects against losses related to lawsuits arising from claims of physical and/or sexual abuse.
Pollution liability
Pollution liability clauses
  • Types of public contracts:
    • Common carriers
    • Navigable waters (charter fishing, motorized watercraft, etc.)
    • Pollution (asbesots abatement services, hazardous material hauling, pest control, refuse service, etc.)
    • Public works/construction or improvement
  • Types of personal/professional services contracts:
    • Aviation services with spraying
Professional/errors & omission liability
Professional liability/Errors and omission liability clauses
  • Types of public contracts:
    • Information technology (computer hardware/software services, etc.)
    • Security-related issues (armored car service, janitorial service, security service, etc.)
  • Types of personal/professional services contracts:
    • Accounants/actuaries
    • Attorneys
    • Laboratory testing
    • Trainers
Truckers liability
Truckers liability clauses
  • Types of public contracts:
    • Common carriers
Workers' compensation/employer liability
Workers' compensation/Employers liability clauses
  • Types of public contracts:
    • Archiving documents and microfilm
    • Automobile (dealers, service stations, auto repair shops, parking lots, garages, etc.)
    • Common carriers
    • Information technology (computer hardware/software services, etc.)
    • Navigable waters (charter fishing, motorized watercraft, etc.)  (Jones Act)
    • Pollution (asbesots abatement services, hazardous material hauling, pest control, refuse service, etc.)
    • Public works/construction or improvement
    • Security-related issues (armored car service, janitorial service, security service, etc.)
  • Types of personal/professional services contracts:
    • Accounants/actuaries
    • Attorneys
    • Aviation services with spraying
    • Laboratory testing
    • Trainers