What is an SR-22 Certificate?
An SR-22 is a certificate showing that you have motor vehicle liability insurance. Insurance companies issue SR-22 certificates as proof of "future responsibility." Contact your insurance company to learn how to get an SR-22.
If Oregon law requires you to file an SR-22 with DMV, all of the following apply:
- You are required to file an SR-22 even if you don’t own a vehicle.
- You must maintain the SR-22 filing until the requirement ends.
- DMV must suspend your driving privileges if you fail to file an SR-22.
Oregon law requires you to file an SR-22 for the following reasons:
- You were involved in a crash while driving uninsured.
- You were the owner of a vehicle involved in an uninsured crash.
- You were convicted of driving uninsured, driving while under the influence of intoxicants (DUII) or certain other traffic crimes.
- You are applying for a hardship permit.
An SR-22 filing begins on the date DMV receives the certificate if we receive it during regular business hours. To avoid a suspension for failing to file an SR-22, DMV must receive the SR-22 before 5:00 p.m. on the last business day before the suspension begins. You must pay a reinstatement fee if DMV suspends your driving privileges.
If Oregon law requires you to file an SR-22, you must file with Oregon DMV even if you live out of state. Another state may not issue you a driver’s license if you are suspended in Oregon for failing to file an SR-22.
An SR-22 filed with Oregon DMV must be issued by an insurance company doing business in Oregon. The certificate must show that you are insured by a policy that meets Oregon insurance requirements.
Owner: The person required to file an SR-22 owns the vehicle(s) covered by the insurance policy. The SR-22 shows that the insurance policy also covers all other people who drive the covered vehicles (with the insured’s consent).
Operator: The person required to file an SR-22 does not own the vehicle(s) covered by the insurance policy.
On behalf of: A vehicle owner may file an SR-22 on behalf of the owner’s employee or immediate family member. The employee or immediate family member is only allowed to drive the vehicle covered by the owner’s insurance policy. An “on behalf of” SR-22 is an operator certificate.