Members that earn more than the
current monthly salary threshold
and are therefore subject to the Senate Bill 1049 Member Redirect are eligible to elect to make additional voluntary, after-tax contributions to make a full 6% contribution to their Individual Account Program (IAP) account.
Starting IAP voluntary contributions
Log into your
Don't have a login?
Click Open a New Account on the login page and follow the prompts. Once you have created your account, use your new User ID and Password to log into OMS.
Find resources at the bottom of this page.
Member link listed under
IAP Voluntary Contribution Election link in the
Site Navigation sidebar, or the
Update IAP Voluntary Contribution Election link within your
Account Summary page.
You are now on the
IAP voluntary contribution election page.
From this page, you can:
Click the appropriate radio button and click
Save to begin making IAP voluntary contributions as of the effective date provided.
An example of electing voluntary contributions on a go-forward basis. The effective date will always be at least one month following your request date.
You will receive a confirmation message in blue if you successfully completed your election.
The effective date for your election also will display on your
Account summary page.
Stopping IAP voluntary contributions
Members also may request to end their IAP voluntary contributions through
OMS. You also can submit a
paper form to stop voluntary contributions.
IAP voluntary contribution election page, select
Stop IAP voluntary contribution election, and click
Save to discontinue making voluntary IAP contributions.
You will receive a confirmation message in blue if you successfully completed your discontinuation request.
Review your IAP voluntary contribution election
You can view a record of your IAP voluntary contribution elections on the
View/Update IAP voluntary contribution election page.
Important information about IAP voluntary contributions, your employer’s role, and effective dates
By electing to make IAP voluntary contributions, you authorize your employer to withhold additional after-tax IAP contributions equal to the amount redirected to your Employee Pension Stability Account (EPSA). Learn more about the redirect and EPSA for
Tier One/Tier Two or
PERS will provide your employer(s) with your IAP voluntary contribution effective start and – if later requested – discontinuation dates. Your employer will start and stop payroll deductions as soon as possible.
Your “effective date” to start or stop voluntary contributions works as follows:
- If your election or discontinuation request is received on the
first day of a given month, your effective date is the first day of the
- If your election or discontinuation request is received on or after the
second day of a given month, it will take about two months to go into effect, with the effective date being the first day of the
Note that if you elect voluntary contributions but later discontinue them, voluntary contributions will continue to be made to your IAP until the effective date is reached for your discontinuation request.
If you have questions about deductions or believe your employer is not correctly withholding your after-tax voluntary contributions, you must contact your employer, which is usually your payroll or human resources department.
*Example: If your election or discontinuation request is received on October 1, your effective date would be November 1. But if you make your election or discontinuation request on or after October 2, your effective date would instead be December 1.
Note: As PERS works to modernize online access for members, please use Internet Explorer in compatibility mode when logging into your OMS account. Other web browsers may experience functionality issues.
Return to the
Senate Bill 1049 information for members webpage.
In compliance with the Americans with Disabilities Act (ADA), PERS will provide documents on this page in an alternate format upon request. To request a document in an alternate format, call 888-320-7377 (toll free) or TTY 503-603-7766.