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Public Employees Retirement System

Note: These statements are sent only to Tier One or Tier Two members who have an account that has entered loss of membership. These statements are mailed each fall, separate from other Member Annual Statements each spring.



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If you left PERS-covered employment without being vested and did not return to a PERS-qualifying position within five years, LOM means you lost your PERS membership.

“PERS-qualifying employment” refers to a position or positions in which you worked 600 or more hours in a calendar year with one or more participating public employers.​​

If you previously worked in PERS-covered positions for different time periods, did not become vested, and did not return to covered employment within five years, you may have entered loss of membership multiple times and therefore receive multiple statements.

However, you may be able to withdraw all of those account balances, provided you meet certain criteria. See the “Can I withdraw my LOM account?” section below.​​

You could be a PERS member now but have a prior account that went into loss of membership.

For example, if you returned to a PERS-qualifying position and re-established PERS membership after the prior account went into LOM, you could receive an LOM statement.​​​​
It will depend on whether you are working again for a PERS-participating employer.

If you are currently working in a qualifying position and have an active membership, yes, your LOM account will be credited with earnings or losses based on Tier Two earnings crediting rates.

If you worked in a qualifying position in the past calendar year but ended that employment, your LOM account will be credited with earnings or losses applicable to the year in which you worked, as part of PERS’ regular annual earnings crediting cycle. However, if you worked only part of the past year, your investment returns will be prorated and calculated based on the monthly investment returns at that time.​​​
It depends:

  • If you are still working for a PERS-participating employer, the answer is no.
  • If you stopped working for all PERS-participating employers, you can withdraw your LOM account balance if it has been at least one full calendar month following the month you stopped working for any and all PERS-participating employers.

If you are eligible to withdraw your LOM balance and wish to do so, you must submit a request using the applicable member application form based on your type of account:

The amount of your withdrawal(s) will be the total of your LOM account balance(s) at the time of withdrawal.

Additional forms and further information about the withdrawal process are available on the Withdrawal/Inactive Member Information webpage. 

No. After a member goes into LOM status, PERS membership and all rights in the system are terminated per Oregon Revised Statutes 238.095(2). Forfeited LOM time cannot be restored or purchased. Oregon Administrative Rule 459-011-0050 was amended in 2017 to clarify that service time forfeited under LOM is not eligible for purchase.
If you have additional questions, contact PERS Member Services from 8:30 a.m. to 5 p.m. Monday through Friday. Call 888-320-7377 or email PERS.Member.Services@state.or.us. You also can use PERS’ Submit a Question form online. 

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​​​​11410 SW 68th Parkway
Tigard, OR 97223
Directions to the Tigard office
Office hours: Monday - Friday, 8 a.m. - 5 p.m.

Mailing Address
PO Box 23700
Tigard, OR 97281-3700

Phone
Phone: 888-320-7377 (toll free)
Fax: 503-598-0561
TTY: 503-603-7766
Phone hours: Monday - Friday, 8:30 a.m. - 5 p.m.

Best Time to Call Member Services

Our busiest phone days are Mondays and the first three business days of each month. We also experience higher call volumes from 10:30 a.m. to 1 p.m. daily. Calls are placed in a queue and answered in the order received. If you do not wish to hold, you can request a callback from PERS. To receive a callback, wait until you hear the recording about the callback option and follow the instructions.​

Email
Member Services - for member issues (including Online Member Services password resets and logon issues).

Webmaster - for Web issues/errors only; see Employer Service Center section below for EDX support.

PERS provides online publications in .pdf format. To view them, you must have the most recent version of Adobe Reader®. Click here to download Adobe Reader®. 

Tier One/Tier Two Retirement Application
IAP Retirement Application
As of January 1, 2011, you must retire from Tier One/Tier Two and the Individual Account Program (IAP) at the same time.

Tax Forms Packet
Tax forms needed with retirement application. 

W-4P 2016 Form to withhold income tax from retirement benefit.

Federal Tax Information & Acknowledgement 

Verification of Age
List of acceptable documents for verification of age.

PERS: Rollover Eligible Distribution
Required only if you elect a lump-sum payment option and you wish to rollover the benefit.

W-8BEN Form to withhold income tax or claim treaty rights for non-resident, non-U.S. citizen persons.

W-9 Required for any person with a foreign address.

Account withdrawal For those who are not eligible to retire and not working for a PERS-covered employer.

 

​Retirement Counselor 1

Training Specialist 1

Accountant 1

​Retirment Counselor 1

Training specialis

Accountant 1

If you left PERS-covered employment without being vested and did not return to a PERS-qualifying position within five years, LOM means you lost your PERS membership.

“PERS-qualifying employment” refers to a position or positions in which you worked 600 or more hours in a calendar year with one or more participating public employers.​​

Tier One and Tier Two members are affected by this change.

The change can impact Tier One members in particular because the assumed earnings rate is used to:

  • Credit Tier One regular accounts with annual earnings.
  • Credit prorated earnings to Tier One regular accounts upon retirement or withdrawal.​

However, both Tier One and Tier Two members can be affected if they retire under Money Match or Formula Plus Annuity calculation methods. These calculations translate the member’s account value into regular, lifelong pension payments using actuarial equivalency factors (AEFs), which are influenced by changes in the assumed earnings rates and life expectancy. As such, when the board changes assumed earnings rates, it affects the monthly pension benefit payments determined by the calculations.

As for Tier One and Tier Two members retiring under the Full Formula calculation method, they can see an impact if they choose a survivorship benefit option. Basic Full Formula calculations without survivorship are based on final average salary, years of service, and a statutory factor set by law. When survivorship is selected, AEFs must be added into the calculation mix. It is through the AEFs that assumed earnings rate changes will impact members who choose a survivorship option, and therefore impact the pension payments that they will receive.

However, members who retire on or before December 1, 2021, will not be affected by the rate change. Their monthly benefit payment amounts will be calculated with the 7.2% rate, which remains in effect until December 31, 2021.


Before obtaining a benefit estimate, some members may wish to request a data verification from PERS. Data verifications are not required to retire but can be helpful if you think any of the information shown in your PERS account may be wrong.​

Reasons you may wish to request data verification include:

  • Working for multiple PERS-participating employers during your career.
  • Working for multiple PERS-participating employers at the same time.
  • Working many part-time hours in your PERS-qualifying employment.

Members who have data verifications completed have their account information locked for the time period the data verification covers. PERS cannot go back and change the locked data. 

If you wish to request a data verification, consider doing so when you are within two years of your earliest retirement eligibility. The data verification process is extensive and can take several months to complete, including resolving any disputes that may arise over the data. This could delay your retirement. For this reason, it is advised that you submit any data verification requests a year before your desired retirement data.​

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​PERS Rules Coordinator
Policy, Planning & Legislative Analysis Division
Oregon Public Employees Retirement System
P.O. Box 23700
Tigard, OR 97281-3700 

​​​800 Summer Street NE
Suite 200
Salem, OR 97310
Directions to Salem office
PERS OSGP website
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Walk-in hours: Monday - Friday, 8 a.m. - 5 p.m.

Phone
Phone: 888-320-7377
Fax: 503-603-7655
Phone hours: Monday - Friday, 8:30 a.m. - 5 p.m.

Email
OSGP Customer Service

To access your OSGP account, your PIN is required.
Call 800-365-8494, or log onto osgp.voya.com.​​​​

PERS provides all online publications in .pdf format. To view them, you must have the most recent version of Adobe Reader®. Click here to download Adobe Reader®.  

Perspectives Issues 

Variable Annuity for Retirees

IAP Retirement Application 
W4-P 2016  
Tax Withholding form for IAP Rollover-Eligible Distribution 
Verification of Age
W-8BEN 
W-9
Direct Transfer Rollover Acceptance 
Direct Deposit 
IAP: Beneficiary Non-Spouse Rollover Eligible Distribution  
IAP Dispute of Notice of Distribution 
IAP Rollover Eligible Distribution   
Acknowlegment of Potential Consequences Relating to Working After Retirement ​
​PEMB
If you previously worked in PERS-covered positions for different time periods, did not become vested, and did not return to covered employment within five years, you may have entered loss of membership multiple times and therefore receive multiple statements.

However, you may be able to withdraw all of those account balances, provided you meet certain criteria. See the “Can I withdraw my LOM account?” section below.​​

When the board reviews the assumed earnings rate, it looks at long-term forecasts by financial experts as to how much OPERF can be expected to earn in investment returns in the future. The forecasts are based on how the Oregon Investment Council has invested assets in OPERF and how related capital markets are expected to perform over time.

Based on these forecasts and factors, the board may choose to change the rate to support PERS’ future financial health and ensure it can continue to meet its obligations to members.


1. How many benefit estimates can I generate online and how long are they stored in the database? 
A. You may create as many benefit estimates as you would like. However, the system will only store the six most recent estimates. These estimates will be available until a benefit is processed. 
2. How current is the data used in my benefit estimate(s)? 
A. The data used is the most current information that your employer(s) has provided. Normally, employers report data to PERS monthly so there could be a lag. Account balances are current as of December 31 of the previous year. ​

1. How many benefit estimates can I generate online and how long are they stored in the database? 
A. You may create as many benefit estimates as you would like. However, the system will only store the six most recent estimates. These estimates will be available until a benefit is processed. 
2. How current is the data used in my benefit estimate(s)? 
A. The data used is the most current information that your employer(s) has provided. Normally, employers report data to PERS monthly so there could be a lag. Account balances are current as of December 31 of the previous year.
3. Where can I get more information on buy backs or purchases? (for Tier One/Tier Two members only)  

Note: PERS is aware of an issue that our Police and Firefighter (P&F) members are experiencing when attempting to check the cost of their P&F units while creating a benefit estimate through their OMS account.

We are currently working to have the issue corrected as soon as possible.

If you are within two years or your retirement date, you can submit your Tier One or Tier Two benefit estimate request by mail or by fax to request a P&F units purchase letter, which will include the cost of your remaining P&F units.

 ​4. Why is my "waiting time" purchase cost $0.00? 
A. Your employer may not have reported income for your first year of employment or the information may not be in the system. This information will be retrieved for a written benefit estimate.
5. Why is service time shown in months instead of years? 
A. Statute directs that accrued service time is earned in months.
6. Why can't I enter my unused vacation hours to count toward my final average salary? 
A. Unused vacation time is not used toward final average salary for Tier Two and OPSRP Pension Program members. 
7. Why is my benefit estimate in OMS vastly different from the written benefit estimate I received from PERS? 
A. If you have a divorce on file at PERS or were a member of TIAA CREF (Teachers Insurance and Annuity Association-College Retirement Equities Fund), the system is unable to calculate these benefits accurately. Please keep in mind that this is an "estimate" and the information provided determines the accuracy of the calculation.​

​​Website

Phone
Phone: 888-320-7377 (toll free): select option 1; then option 2 to reach ESC
Fax: 503-603-7626
Phone hours: 8:30 a.m. - noon (Mon. - Fri.)

Email
Employer Support

​503-598-1218

PERS provides all online publications in .pdf format. To view them, you must have the most recent version of Adobe Reader®. Click here to download Adobe Reader®.  

EDX File Format & Development Guide for the Version 2.0 File Structure 

Employer Manual 

EDX User Guide

OPSRP Retirement Application
IAP Retirement Application
W-4P 2016
Federal Tax Information & Acknowledgement
Verification of Age
W-8BEN
W-9
Data Verification Request

Change Address

Update Residency

Print Pay Stubs

Print Benefit Confirmation Letter

View Payment History

View Tax Information

View Upcoming Benefit Payments

Request Duplicate 1099-R

 

You could be a PERS member now but have a prior account that went into loss of membership.

For example, if you returned to a PERS-qualifying position and re-established PERS membership after the prior account went into LOM, you could receive an LOM statement.​​​​

Yes. PERS posts AEF tables on its Actuarial/Financial Information webpage.

After the board changes the assumed earnings rate, it must vote on whether to adopt updated AEF tables from the PERS actuary*. Once adopted, the updated tables will be posted online and include the date they go into effect.

Note: Online and written benefit estimates will not be based on the new AEFs until they are programmed into the PERS software that calculates estimates. This process can take up to a few months to complete after the PERS Board votes to change the assumed earnings rate. Estimates created before the new AEFs are programmed may overestimate the monthly benefit payment a member could receive at retirement.

Besides the AEF tables, PERS posts current earnings, actual valuations, and other financial information about the retirement system on our actuarial webpage.

*An actuary is professional who analyzes and manages risk and uncertainty.


​​Phone
Phone: 888-320-7377 (toll free): select option 1; then option 4 to reach PERS Accounts Receivable
Fax: 503-968-5791
 
Email
​​​Independents ER # 2001 - 2257 (For employers who are not part of the SLGRP.)
Independents ER # 2261 - 2685 (For employers who are not part of the SLGRP.)
Independents ER # 2668 - 2892 (For employers who are not part of the SLGRP.)
School Districts (For school districts without side accounts.)
School Districts ER # 3003 - 3579 (The report for schools without side accounts is under "School Districts")
School Districts ER # 3618 - 4254 (The report for schools without side accounts is under "School Districts")
School Districts ER # 4258 - 4381 (The report for schools without side accounts is under "School Districts")
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It will depend on whether you are working again for a PERS-participating employer.

If you are currently working in a qualifying position and have an active membership, yes, your LOM account will be credited with earnings or losses based on Tier Two earnings crediting rates.

If you worked in a qualifying position in the past calendar year but ended that employment, your LOM account will be credited with earnings or losses applicable to the year in which you worked, as part of PERS’ regular annual earnings crediting cycle. However, if you worked only part of the past year, your investment returns will be prorated and calculated based on the monthly investment returns at that time.​​​

The example below shows how an assumed rate of 6.9%, instead of the current 7.2%, would affect a future retiree under the Money Match formula.
Assumptions used in this example:

  • Tier One general service member.
  • Age 59½.
  • $135,000 accumulated Tier One member contribution account balance as of June 30, 2021.​

Retirement date

December 1, 2021

January 1, 2022

April 1, 2022

Assumed rate

7.2%

6.9%

6.9%

Starting benefit

$1,959

$1,915

$1,967

The example above illustrates why some members may wish to consider delaying retirement to reach the initial benefit level, as a results of assumed rate change.


​All requests for information MUST be submitted in writing.

Fax requests with signature to:
503-598-0561

Contact the Divorce Unit.

​​Independents A - F (For employers who are not part of the SLGRP.)
Independents G - R (For employers who are not part of the SLGRP.)
Independents S - Z (For employers who are not part of the SLGRP.)
Judicial
School Districts A - F (The report for schools without side accounts is under "School Districts.")
School Districts G - R (The report for schools without side accounts is under "School Districts.")
School Districts S - Z (The report for schools without side accounts is under "School Districts.")
State and Local Government Rate Pool A - C (SLGRP)
State and Local Government Rate Pool D - G (SLGRP)
State and Local Government Rate Pool H - K (SLGRP)
State and Local Government Rate Pool L - Z (SLGRP)
System-Wide 2016 Valuation Report

​​​Independents A - F (For employers who are not part of the SLGRP.)
Independents G - R (For employers who are not part of the SLGRP.)
Independents S - Z (For employers who are not part of the SLGRP.)
Judicial
School Districts A - F (The report for schools without side accounts is under "School Districts.")
School Districts G - R (The report for schools without side accounts is under "School Districts.")
School Districts S - Z (The report for schools without side accounts is under "School Districts.")
State and Local Government Rate Pool A - C (SLGRP)
State and Local Government Rate Pool D - G (SLGRP)
State and Local Government Rate Pool H - K (SLGRP)
State and Local Government Rate Pool L - Z (SLGRP)
System-wide 2017 Valuation Report
It depends:

  • If you are still working for a PERS-participating employer, the answer is no.
  • If you stopped working for all PERS-participating employers, you can withdraw your LOM account balance if it has been at least one full calendar month following the month you stopped working for any and all PERS-participating employers.

If you are eligible to withdraw your LOM balance and wish to do so, you must submit a request using the applicable member application form based on your type of account:

The amount of your withdrawal(s) will be the total of your LOM account balance(s) at the time of withdrawal.

Additional forms and further information about the withdrawal process are available on the Withdrawal/Inactive Member Information webpage. 

Website

Phone
Toll free: 800-227-4165

​​Independents A - F (For employers who are not part of the SLGRP.)
Independents G - R (For employers who are not part of the SLGRP.)
Independents S - Z (For employers who are not part of the SLGRP.)
School Districts A - F (The report for school without side accounts is under "School Districts.")
School Districts G - R (The report for school without side accounts is under "School Districts.")
School Districts S - Z (The report for school without side accounts is under "School Districts.")

Revised 2015 Actuarial Valuation (7/29/16)
2015 Actuarial Valuation Report

No. After a member goes into LOM status, PERS membership and all rights in the system are terminated per Oregon Revised Statutes 238.095(2). Forfeited LOM time cannot be restored or purchased. Oregon Administrative Rule 459-011-0050 was amended in 2017 to clarify that service time forfeited under LOM is not eligible for purchase.

​​PO Box 40187
Portland, OR 97240-0187
Website

Phone
Phone: 503-224-7377
Toll free: 800-768-7377
Fax: 503-765-3452

Email
PERS Health Insurance

​​Independents A - F (For employers who are not part of the SLGRP.)
Independents G - R (For employers who are not part of the SLGRP.)
​Independents S - Z (For employers who are not part of the SLGRP.)
School Districts A - F (The report for school without side accounts is under "School Districts.")
School Districts G - R (The report for school without side accounts is under "School Districts.")
School Districts S - Z (The report for school without side accounts is under "School Districts.")

2014 Actuarial Valuation Report (12/31/14)​

If you have additional questions, contact PERS Member Services from 8:30 a.m. to 5 p.m. Monday through Friday. Call 888-320-7377 or email PERS.Member.Services@state.or.us. You also can use PERS’ Submit a Question form online. 
​​​Independents A - F (For employers who are not part of the SLGRP.)
Independents G - R (For employers who are not part of the SLGRP.)
​Independents S - Z (For employers who are not part of the SLGRP.)
School Districts A - F (The report for school without side accounts is under "School Districts.")
School Districts G - R (The report for school without side accounts is under "School Districts.")
School Districts S - Z (The report for school without side accounts is under "School Districts.")

State and Local Government Rate Pool (SLGRP)
2013 Actuarial Valuation Report (9/29/14)​

​​​Independents (For employers who are not part of the SLGRP.)
School Districts (The report for schools without side accounts is under "School Districts.")

2012 Actuarial Valuation Report (12/16/13)​

​​Independents (For employers who are not part of the SLGRP.)
School Districts (The report for schools without side accounts is under "School Districts.")

2011 Actuarial Valuation Report (11/15/11)

2011 Actuarial Valuation Presentation (9/30/11)​

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Go back to the main Member Annual Statement FAQ page.

In compliance with the Americans with Disabilities Act (ADA), PERS will provide PDF documents on this page in an alternate format upon request. To request a document in an alternate format, call 888-320-7377 (toll free) or TTY 503-603-7766.​​

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