All employers, including Contractor, that employ subject workers who
work under this contract in the State of Oregon shall comply with ORS 656.017 and provide the required Workers´ Compensation coverage, unless such
employers are exempt under ORS 656.126. Contractor shall ensure that each of
its sub-contractors complies with these requirements.
When do they apply?
- Normally Required. Pursuant to SB 507, Contractors with one or more
employees (other than themselves) with a physical presence in Oregon must have
Workers´ Compensation coverage from a state with extraterritorial reciprocity,
or they must obtain Oregon specific Workers´ Compensation coverage. No other
coverage is acceptable.
- ORS 279B.230 requires Workers’ Compensation coverage on all public
contracts. There are two basic parts of a Workers’ Compensation policy:
- Part A - Workers’ Compensation Insurance: Insurance that covers an
employer’s statutory responsibilities for injuries, disability, or death to
persons acting in the scope of their employment.
- Part B: Insurance that provides coverage against an employer’s common
law liability for bodily injury to employees occurring within the scope of
their employment when that liability is not covered by Workers’ Compensation.
- ORS 656.029 makes the agency liable for Contractor’s Workers’
Compensation unless you get proof of Contractor’s coverage before work starts.
Insurance from other states and extraterritorial coverage may not be enough.
Pays medical costs and loss of income to employees for work related injuries.
- Alternative insurance called “wrap-up” may apply on very large construction projects ($90 million in construction costs).