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Oregon average pure premium rate changes

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This chart shows pure premium will decrease an average of 6.7 percent in 2024 from 2023. Pure premium is the base rate employers pay to their insurance company before adding insurer expenses and profit.

Year Pure premium rate percent changes

Oregon workers' compensation premium assessment rate​

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This graph shows that, if approved by the director, employers will pay 9.8 percent of their workers’ compensation premiums for state administration of workers’ compensation programs.

Year Premium assessment rate percent change

Oregon Workers' Benefit Fund (cents-per-hour) assessment rate

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This graph shows the hourly assessment decreasing to 2.0 cents in 2024. Employers must pay at least half of this cost. The rate is subject to approval by the director.

Year Cents-per-hour assessment rate

Total loaded pure premium, premium assessment, and WBF assessment paid per $100 of payroll

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Total employer costs per $100 payroll for loaded pure premium, premium assessment, and Workers' Benefit Fund cents-per-hour assessment. Loaded pure premium includes insurer costs, known as expense loading factors. Historic figures are adjusted to reflect the 2022 mix of employment and payroll.

Year Premium Paid Assessment Paid WBF Employer Contribution Paid

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