Long-term care means a range of services that help people who can no longer meet their own daily needs. Long-term care is generally not covered by traditional health insurance or Medicare. Here you will find an overview of services and some options to help pay for care.
Long-Term Care options may include:
Services in your home
Home-based services and supports help you stay independent and safe in your home. Services vary based on one's level and type of need. Services can be short-term, while recovering from an injury or illness, or long-term for many years, and can range from simple checks to more in-depth services. For more information about in-home care services, contact your local Aging and Disability Resource Connection.
Employing a Homecare or Personal Support Worker
If you are an individual or family that employs or wants to find a homecare or personal support worker, visit the Home Care Commission's Consumer/Employer information page.
Find information about types of care facilities, licensed care services and other resources to help you make an informed decision.
A guide to Oregon’s Assisted Living and Residential Care Facilities (including Memory Care) and a Consumer Comparison Tool may be found on the ADRC Assisted living and residential care facilities website.
A guide to Oregon’s Adult Foster Homes may be found on the ADRC Foster Homes website.
Program for All-Inclusive Care for the Elderly (PACE)
The Program for All-inclusive Care for the Elderly (PACE) is
a Medicare program and a Medicaid service option that offers an array of health
and care services in an all-inclusive service model. Currently, 31 states offer
PACE services, including Oregon. PACE provides individuals a comprehensive
service that includes coverage for health care and long-term services and
Funding your care
- Medicare — Medicare generally doesn't pay for long-term care. Medicare will help pay for skilled nursing or home health care if you meet certain conditions in connection with a hospital stay. Visit www.medicare.gov for more information or Oregon SHIBA for assistance.
- Long-Term Care Insurance — Long-Term Care Insurance can help pay for long-term care costs. Long-term care insurance may not be appropriate for everyone. The Oregon Insurance Division can help you decide if it’s right for you.
- Oregon Project Independence — Oregon Project Independence is a program designed to help people stay in their homes who do not receive Medicaid Long-Term Care services. Services may include:
- Home-Delivered Meals
- Transportation Assistance
- Help in the home
- Medicaid Long-Term Care Services — Medicaid pays the long-term care costs for eligible, low-income individuals. There are several programs that may provide assistance, each with different eligibility criteria. Services can be provided in a person’s home or care setting. Below are some of the services that may be available.
To learn how to apply for Medicaid, visit the Oregon Health Plan website.
Help in your community
There are a variety of programs and services that may be offered in your local community. For more information visit the ADRC website.
For further assistance and information for people that are age 65 or older or younger adults with physical disabilities, contact a local office in your area
If you are looking for assistance for people with Intellectual or Developmental Disabilities in your area, contact the local Community Developmental Disabilities Program