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Summary Plan Description
Summary Plan Description
View or print the Summary Plan Description as a whole document or by section (all PDF).
Download:
Full Summary Plan Description
Linked Table of Contents
Section 1: Eligibility, Enrollment and Dates of Coverage
Who is Eligible
Individuals Eligible for Coverage
Enrollment Periods and Effective Dates
How to Enroll
Midyear Plan Changes
Individuals No Longer Eligible for Coverage
Section 2: Medical Benefits
Medical Plan Options
Premium Rates
Medical and Prescription Drug Plan Comparisons
Section 3: Dental Benefits
Dental Plan Options
Premium Rates
Dental Plan Comparison
Section 4: Optional Benefits
Life Insurance
Short Term Disability Insurance
Long Term Disability Insurance
Accidental Death and Dismemberment Insurance
Flexible Spending Accounts
Long Term Care Insurance
Section 5: Required Notices
Plan Administration
Benefit Fraud and Abuse
Appeals
Women's Health and Cancer Rights
Your Prescription Drug Coverage and Medicare
Special Enrollment Rights
Medicaid and the Children's Health Insurance Program (CHIP)
Continuation Coverage Rights Under COBRA
Notice of Privacy Practices
Appendix A: Midyear Plan Changes
Appendix B: Health Improvement and Cost Containment Programs
Chronology of Updates
Page updated: January 11, 2012