Long Term Care

​​​​​​​​​​Long-term care means a range of services that help people who can no longer meet their own daily needs. Long-term​ care is generally not covered by traditional health insurance or Medicare. 

This page gives an overview of services and some options to help pay for care. Visit the ADRC of Oregon website to explore options and find resources in your area. 

Long-term c​​are options

Services in your home​

Home-based services and supports help you stay independent and safe in your home. Services vary based on a person's level and type of need. Services can be short-term, while recovering from an injury or illness, or long-term for many years, and can range from simple checks to more in-depth services. 

Contact your local AD​RC to learn about in-home care services.

Looking to hire a Homecare or Personal Support Worker?

Visit the Home Care Commission's Consumer/Employer page to learn about employing a homecare or personal support worker to provide in-home services for yourself or a family member.​​

Care facilities

​Contact your local ADRC to learn about facility-based services and supports.

On the ADRC website you can find:

PACE Program

Program for All-Inclusive Care for the Elderly

PACE​ is a Medicare program and a Medicaid service option that offers an array of health and care services in an all-inclusive service model. Currently, 31 states offer PACE services, including Oregon. PACE provides individuals a comprehensive service that includes coverage for health care and long-term services and supports.​ 

Funding your care


Med​icare generally doesn't pay for long-term care. Medicare will help pay for skilled nursing or home health care if you meet certain conditions in connection with a hospital stay. 

Visit www.medicare.gov for more information. 

Need Medicare help? Visit ​Oregon SHIBA.

Long-term care insurance

Long-term care insurance can help pay for long-term care costs. Long-term care insurance may not be appropriate for everyone.

Visit the Oregon Insurance Division website for help deciding if long-term care insurance is ​right for you.

Oregon Project Independence

Oregon Project Independence is a program designed to help people stay in their homes who do not receive Medicaid long-term care services. Services may include:

  • Home-delivered meals
  • Transportation assistance
  • Respite
  • Help in the home

​​Medicaid long-term care services

Medicaid pays the long-term care costs for eligible, low-income individuals. There are several programs that may provide assistance, each with different eligibility criteria. Services can be provided in a person’s home​ or in a care setting. Below are some of the services that may be available.

To apply for Medicaid: Visit the Oregon Health Plan website.

Help in your community

There are a variety of programs and services that may be offered in your local community.