Large private structures placed in, upon, or over Oregon-owned waterways require a
waterway lease. These include docks, floating homes, and other structures 2,500 square feet or larger, as well as floating recreational cabins over 1,500 square feet. This includes all commercial activity.
Proposed projects that remove or fill material in the waterway may also require a
removal-fill permit.
**2026 Update: Insurance Requirements for Leases**
Insurance requirements are changing for all new and renewing waterway leases effective
February 15, 2026. These updates will ensure that insurance coverage appropriately reflects the risks associated with authorized waterway uses and help protect both lessees and the State of Oregon from potential liability.
Learn more about the updated insurance requirements here.
**2026 Update: Administrative Rules and Fees Under Review**