Liquor liability insurance is required for any business that allows on-premises consumption of alcohol. The OLCC will not issue a Temporary Letter of Authority to Operate or final license without proof of insurance.
The most common proof of insurance is an insurance certificate or ACORD form from your insurance agent. The form must show all of the following:
- All applicant(s) as the named insured
- Business address (not just the mailing address)
- Liquor liability insurance
- Coverage of at least $300,000 of liquor liability insurance
- Coverage must be current
- OLCC is listed as a certificate holder