About the Homeowner Assistance Fund
$72 million will be available to assist homeowners through the Homeowner Assistance Fund (HAF) in the coming months!
OHCS anticipates accepting applications beginning mid-November 2021. HAF will open in phases, initially focusing on homeowners the most at-risk of foreclosure or displacement. HAF will open more broadly over time and plans to open to all eligible homeowners in the first half of 2022.
Sign up to receive email updates and be sure to check the box for “Homeowner Assistance Fund" to follow this program's implementation. Homeowners in need should talk to a nonprofit housing counselor about your immediate options. You can locate a local housing counselor at a state-approved
Oregon Homeownership Center.
U.S. Treasury Submission
After completing
stakeholder and public engagement and making revisions based upon additional
U.S. Treasury guidance, Oregon Housing and Community Services (OHCS) has
submitted the HAF Plan and draft program terms below. 
Mortgage Reinstatement Program Submission
Forward Payment Assistance Program Submission
HAF Plan Submission
Based upon Oregon’s
needs analysis and feedback, Oregon will offer 1) a mortgage reinstatement
program (to bring mortgages current) and 2) a forward payment assistance
program (to help homeowners with ongoing financial hardship). Please note that these proposed program terms must be approved by the U.S. Treasury and are subject (and likely) to change based upon the U.S. Treasury's response. OHCS will provide an update once the program terms are finalized.
Past Meeting Resources