About the Homeowner Assistance Fund
OHCS has received $90 million from the U.S. Treasury to assist homeowners through the Homeowner Assistance Fund (HAF)
Homeowners should first contact their servicer and/or a free housing counselor about immediate options. There are many viable options available through your servicer for most Oregon homeowners.
HAF may not be the best option for homeowners and obtaining HAF assistance may prevent you from taking advantage of other options. You can locate a housing counselor using the list of HAF intake partners at the bottom of this page.
As the program winds down, new applications will only be accepted for homeowners in foreclosure and submission or review of an application does not guarantee funds will be available. Please review our HAF program website at
If you are in foreclosure and meet the eligibility requirements, you must work with a HAF intake partner to evaluate your workout options and the possibility of submitting a HAF application.
HAF intake partners are free but require their own consultation paperwork, such as income or tax documents, and may require a consultation or foreclosure avoidance counseling that takes time to schedule and complete. Please inquire as early as possible if you are in foreclosure.
If you received HAF funds and need a payoff statement, email
HAF Facebook Live session in English and Spanish
Resources for Homeowners
HAF Application Materials
Below are some resources about HAF:
Below are some resources for homeowners who are most at risk of entering into foreclosure:
The following federal government resources about managing finances before and during emergencies may be useful:
HAF Intake Partners
The following homeownership centers offer assistance with the HAF application process*:
*If you don’t see your county listed, please contact the nearest organization to you.