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Homeowner Assistance Fund

About the Homeowner Assistance Fund

$72 million will be available to assist homeowners through the Homeowner Assistance Fund (HAF) in the coming months!

OHCS anticipates accepting applications beginning mid-November 2021. HAF will open in phases, initially focusing on homeowners the most at-risk of foreclosure or displacement. HAF will open more broadly over time and plans to open to all eligible homeowners in the first half of 2022.

Sign up to receive email updates and be sure to check the box for “Homeowner Assistance Fund" to follow this program's implementation. Homeowners in need should talk to a nonprofit housing counselor about your immediate options. You can locate a local housing counselor at a state-approved Oregon Homeownership Center.

U.S. Treasury Submission 

After completing stakeholder and public engagement and making revisions based upon additional U.S. Treasury guidance, Oregon Housing and Community Services (OHCS) has submitted the HAF Plan and draft program terms below. 

Mortgage Reinstatement Program Submission

Forward Payment Assistance Program Submission

HAF Plan Submission 

Based upon Oregon’s needs analysis and feedback, Oregon will offer 1) a mortgage reinstatement program (to bring mortgages current) and 2) a forward payment assistance program (to help homeowners with ongoing financial hardship). Please note that these proposed program terms must be approved by the U.S. Treasury and are subject (and likely) to change based upon the U.S. Treasury's response. OHCS will provide an update once the program terms are finalized.

Past Meeting Resources 

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