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More than $90 million will be available to assist homeowners through the Homeownership Assistance Fund in the coming months!
We are awaiting guidance from the US Treasury and anticipate a full program launch opening later this fall. Sign up to receive email updates and be sure to check the box for “Homeowner Assistance Fund” to follow this program’s implementation. Homeowners in need should talk to a nonprofit homeownership advisor about your immediate options who can help navigate your situation, contact a State approved Oregon Homeownership Center.
Join Us - HAF Meeting Invite
Join Us - HAF Meeting Invite
Oregon Housing and Community Services is administering this program on behalf of the state and is seeking feedback on a draft needs analysis and program terms for 1) a mortgage reinstatement program and 2) a forward payment assistance program. The materials can be accessed using the links on this page.
HAF Mortgage Reinstatement Program Draft
HAF Forward Payment Assistance Draft
HAF Needs Analysis Draft
All interested persons may submit their feedback regarding the draft needs analysis and/or program terms to Oregon Housing and Community Services at HCS.HAF@Oregon.gov .The deadline for comments is 3:00 PM on Friday, July 23, 2021.
All interested parties are welcome to participate.
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This program is available for these types of homeowners:
Resursos para evitar el embargo
OHCS Advisory BoardOregon Affordable Housing Assistance Corporation (OAHAC)
Additional foreclosure prevention resources are listed below:
Oregon Department of Justice, Foreclosure Prevention
Foreclosure Resources, Homeownership Centers
Recursos para el Embargo Hipotecario, Español
Oregon Homeownership Centers
Oregon Law Help Legal Aid Offices
Oregon Law Foreclosure Timeline Flow Chart
The most common type of financial help from the government for home repairs or modifications is through home improvement loans. The US government backs these loans. Some programs are available nationwide. Others are only available at the state or county level.
Find Loans and Other Incentives
Learn about the HUD Title 1 Property Improvement Loan. The type of property determines the loan amount and repayment terms.
Find out about the 203(k) Rehabilitation Mortgage Insurance Program. This type of mortgage covers the cost of purchasing, refinancing, and/or rehabilitating a home. The home is also at least a year old.
Contact your state Department of Housing and Urban Development (HUD) office for more information. You can also contact your local or county government housing department. They can give information for programs in your community.
Find information about energy-efficient modification loans or incentives in your state.
Below is a list of FAQs about tax credits and rebates. These are for Energy Star products and energy efficiency home improvements.
Help for Certain Demographic Groups
Veterans can contact the Department of Veterans Affairs Home Loans Service for more information. You can ask about a loan or about specially adapted housing grants.
Seniors can find tips on home safety. You can search for local programs in the Home Repair and Modification section of the Eldercare Locator website.
Native Americans can learn more about the housing improvement grant program. Call the Public and Indian Housing (PIH) Customer Service Center.
Rural residents can contact a local Rural Development office. Ask for information about repair grants and loans.
2020 LIFT Home Ownership Award Recipients
2018 LIFT Home Ownership Award Recipients
Guide to Exiting or Renewing COVID-19 Forbearance
Consumer Financial Protection Bureau (CFPB) Guides and How Tos:
Step-by-Step Forbearance Video
Help for Homebuyers
Guide for Consumers on Seven Facts about Forbearance
Guide For Consumers on starting a Forbearance
Guide for Consumers for extending or exiting a Forbearance
About the Bureau
The Consumer Financial Protection Bureau is a 21st-century agency that helps consumer finance markets work by regularly identifying and addressing outdated, unnecessary or unduly burdensome regulations; by making rules more effective; by consistently enforcing federal consumer financial law; and by empowering consumers to take more control over their economic lives.
Learn more at consumerfinance.gov.
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