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Homeownership Development

Homeownership Development Programs

OHCS’ Homeownership Development Programs aim to increase the supply of affordable homes for purchase by Oregonians with low to moderate incomes across the state. We strive to create new, affordable homes that respond to local housing needs and are accessible to communities that are under-represented as homeowners in Oregon through the following programs:

​The Local Innovation and Fast Track Homeownership Program is intended to create affordable homeownership opportunities for low- to moderate-income families. Utilizing Article XI-Q bond funding as a source for housing development, LIFT requires the state to have an ownership or operational interest in any real property developed.

Find out more about LIFT on the LIFT Program webpage​​​.​

​The Homeownership Development Incubator Program (HDIP) seeks to increase developers' capacity to build and boost the supply of affordable homes for purchase available to low- to moderate-income Oregonians. Through HDIP, OHCS aims to spur innovative, community-informed housing models, and climate-resilient communities across the state. Currently, HDIP has three funding offerings:

  • ​Development Subsidies for homeownership development projects that take a culturally responsive approach to designing and building housing.
  • Pre-development & Capacity Building Grants for Emerging & Established Developers to build the capacity of organizations that are seeking to develop more housing. 
  • Set-Aside Grant Fund for Tribal and Sovereign Nations for homeownership development and other homeownership-related projects.

OHCS offers funds through competitive Notices of Funding Availability (NOFAs).

Find out more about HDIP on the HDIP Program webpage​​.

​The Land Acquisition Revolving Loan Program (“LAP”) assists eligible organizations in Oregon to purchase land suited for affordable housing development. Typically, 40% of the LAP fund is designated for land that will be used for affordable homeownership projects.​

Find out more about LAP on the LAP Program webpage​​.