Down payment assistance program funds are awarded to organizations throughout the state to create, continue and expand their existing down payment assistance programs. Eligible homebuyers who have completed Homebuyer Education and the recommended coaching from a qualified organization, may qualify for up to $15,000 in down payment and/or closing costs assistance.
These funds are from the state’s document recording fee, and certain jurisdiction’s Construction Excise Taxes collected. A portion of these funds are distributed to Oregon Housing and Community Services to expand the states supply of homeownership housing for low to moderate income families and individuals, particularly communities of color, with a percentage of funds reserved specifically for Oregon Veterans.
Below is a list of organizations recently awarded Down Payment Assistance funding and the areas they serve, please contact them directly for information and eligibility requirements:
Agency / Counties Served
ACCESS / Jackson, Josephine
African American Alliance for Homeownership / Clackamas, Multnomah, Washington
Redmond Habitat for Humanity / Deschutes
Columbia Cascade Housing Corporation / Hood River, Sherman, Wasco
Community Action Program of East Central Oregon / Gilliam, Morrow, Umatilla, Wheeler
Community Connection of Northeast Oregon / Baker, Grant, Union, Wallowa
Community in Action / Harney, Malheur
DevNW / Benton, Clackamas, Lane, Lincoln, Linn, Marion, Polk
Habitat for Humanity, Portland Metro East / Multnomah
Habitat for Humanity of Oregon / Benton, Columbia, Coos, Clatsop, Deschutes, Douglas, Hood River, Josephine, Lane, Lincoln, Linn, Marion, Sherman, Tillamook, Union, Wasco, Washington, Yamhill
Hacienda Community Development / Clackamas, Multnomah, Washington
Native American Youth and Family Center / Clackamas, Multnomah, Washington
NeighborImpact / Crook, Deschutes, Jefferson
NeighborWorks Umpqua / Coos, Curry, Douglas
Open Door HousingWorks / Washington
Portland Community Reinvestment Initiatives / Multnomah
Portland Housing Center / Clackamas, Columbia, Multnomah, Washington, Yamhill
Proud Ground / Multnomah, Washington
Willamette West Habitat for Humanity / Washington
Please note: OHCS Homeownership Division does not make or arrange loans. It is neither an originator nor creditor and is not affiliated with any Lender. The law requires the Lender to provide the following information to the consumer:-
Loan fees
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Annual percentage rate (APR)
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Repayment conditions
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Disclosures, and any other legally required information