For service members and veterans with qualifying service-connected disabilities, the federal VA offers several grant programs to help with the cost of purchasing or constructing an adapted home, or modifying an existing residence with special features to accommodate a disability. These grant programs include the Specially Adapted Housing (SAH) grant, the Special Housing Adaptation (SHA) grant, and the Home Improvements and Structural Alterations (HISA) grant.
Special Housing Adaptation (SHA) Grant
Under the SHA grant program, the VA may approve a grant for the actual cost for adaptations to a veteran’s residence — either
their own home or that of a family member with whom they reside — determined by
the VA to be reasonably necessary to promote ease and freedom of movement
throughout the house. These include, but are not limited to, the installation
of covered porches, entry ramps and walkways, security devices, sliding doors,
handrails, and grab bars.
The grant may also be applied to new
home purchases: either toward acquiring a residence that has already been
adapted with special features for the veteran’s disability, or to modifying a
home which the veteran or hosting family member intends to buy.
Specially Adapted Housing (SAH) Grant
SAH grants provide toward the cost of building, buying, or remodeling adapted homes, or
paying indebtedness on homes previously acquired. Additionally, SAH grants can
be used to purchase land on which specially-adapted housing is to be built.
For more information: Federal VA: SHA and SAH Grants
Specially Adapted Housing Assistive Technology
(SAHAT) Grant Program
This federal VA program awards grants
to persons or entities to encourage the
development of specially-adapted assistive technologies that enhance a disabled
veteran’s ability to live independently, such as voice-recognition and
voice-command operations, living environment controls, and adaptive feeding
For more information: Federal VA: Specially Adapted Housing Assistive Technology (SAHAT) Grant Program
Supplemental Financing Loan Guaranty
Veterans who have available loan
guarantee entitlement may also obtain a guaranteed loan or possibly a direct
loan from the federal VA to supplement the grants to acquire a specially-adapted
For more information: Federal VA: Home Loans
Home Improvements and Structural Alterations
This federal VA program provides
funding for disabled veterans to make home improvements necessary for the
continuation of treatment or for disability access to the home, and essential
lavatory and sanitary facilities.
Disabled veterans may be eligible for
HISA when it is determined medically necessary or appropriate for the effective
and economical treatment of the service-connected disability.
For more information: Federal VA: Home Improvements and Structural Alterations(HISA)