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The Individual Account Program (IAP) is an account-based retirement benefit for members of the Public Employees Retirement System (PERS). Oregon State Treasury oversees the investment of IAP funds and the Oregon Public Employees Retirement Fund.
Quick resources:
IAP's Target-Date Fund structure gradually reduces investment risk as participants age. Younger workers take on more investment risk in exchange for higher, long-term growth potential. Older workers are protected from adverse market volatility as they approach and enter retirement. Keep reading for information on how you can choose a different target-date fund.
This video explains how target-date funds make retirement investing easier.
What’s My Target-Date Fund?
Your target-date fund is based on your birth year and named for the date range when you might expect to retire.
Effective January 1, 2025, the Oregon Investment Council approved a new Target-Date Fund: the 2070 Target-Date Fund. At the same time, the most mature of the TDFs — the 2025 Target-Date Fund — will get consolidated into the Retirement Allocation Fund.
To learn more about your target-date fund and its performance, find your birth year on the left in the table below and click the corresponding down arrow.
1962 or earlierIAP Retirement Allocation Fund
2025 - Quarter 1
2024 - Quarter 1
2024 - Quarter 2
2024 - Quarter 3
2024 - Complete Year Performance
2023 - Complete Year Perfromance
Between 1963 and 1967IAP 2030 Target-Date Fund
Between 1968 and 1972IAP 2035 Target-Date Fund
Between 1973 and 1977IAP 2040 Target-Date Fund
Between 1978 and 1982IAP 2045 Target-Date Fund
Between 1983 and 1987IAP 2050 Target-Date Fund
Between 1988 and 1992IAP 2055 Target-Date Fund
Between 1993 and 1997IAP 2060 Target-Date Fund
Between 1998 and 2002IAP 2065 Target-Date Fund
In 2003 or afterIAP 2070 Target-Date Fund
2070 Sample Fact Sheet
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