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National Flood Insurance Program (NFIP) in Oregon

Local governments participate in the National Flood Insurance Program (NFIP) and regulate the activities that take place in designated Special Flood Hazard Areas. In exchange, FEMA offers flood insurance to property owners and renters. The combination of floodplain management and insurance reduces the socio-economic impact of disasters.

DLCD coordinates implementation of the NFIP in Oregon through an agreement with the Federal Emergency Management Agency (FEMA). Almost all cities and counties in Oregon that are subject to flooding participate in the NFIP. DLCD staff provide assistance and training to local floodplain managers, property owners, surveyors, real estate agents, and others to ensure they remain in good standing with the NFIP.

Additional Information and Resources:

Biological Opinion on the NFIP

The Endangered Species Act (ESA) requires federal agencies to ensure that actions they authorize, fund, or carry out do not jeopardize the continued existence of any ESA listed species. For several years, the NOAA-Fisheries and FEMA have been discussing measures that could be used to reduce negative impacts from the NFIP on salmon, steelhead and other species listed as threatened under the ESA. In April 2016, NOAA-Fisheries delivered a jeopardy Biological Opinion (BiOp) to FEMA, stating that parts of the NFIP could have a negative impact on the habitat of endangered salmon species.

For more information about the BiOp and what it means for local governments, see the Biological Opinion on the NFIP in Oregon.

Local Government Resources

NFIP General Information

Joining the National Flood Insurance Program

NFIP Minimum Standards

NFIP Technical Bulletins

NFIP for Local Officials, Fifth Edition (2009, FEMA Region 10)

Summary of NFIP for Local Officials (2004, FEMA Region 10)

NFIP Forms

Oregon Model Floodplain Development Permit

Floodplain Management: Higher Regulatory Standards (2002, FEMA Region 10)

FEMA Substantial Improvement/Substantial Damage Desk Reference (2010)

NFIP Community Rating System

Planning for Natural Hazards: Flood Technical Resource Guide (2000)

Oregon NFIP Training Calendar 2020

Oregon Model Flood Hazard Ordinance


Celinda Adair
NFIP Coordinator
Phone: 503-934-0069

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