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United States Department of the Treasury: 2025 HAF Annual Report

Participant information

Entity Name: Oregon
Type of Recipient: State/DC
UEID: CJUQKQUXSCJ5
TIN: 930952117
DUNS+4: 809580293
FAIN Number: HAF0027
Address: 725 Summer St. NE, Suite B
City: Salem
State: Oregon
Zip: 97301-1266

Report Status: Submitted
Date Submitted: 11/17/2025, 7:59 p.m.
Submitted by: Ryan Vanden Brink, ryan.vandenbrink@hcs.oregon.gov
Certified by: Ryan Vanden Brink

Point of Contact List:
Name
Title
Email
Roles
Talia Kahn-KravisAssistant Director of Homeownership Programstalia.kahn-kravis@hcs.oregon.gov
HAF - Account
Administrator; HAF -
Point of Contact for
Reporting; HAF -
Authorized
Representative
Joass Lyatuu
Senior Finance Policy Analyst
joass.lyatuu@oregon.gov
CRF - Authorized
Representative; ERA -
Point of Contact for
Reporting; ERA -
Authorized
Representative; ERA2
- Point of Contact for
Reporting; ERA2 -
Authorized
Representative; HAF -
Point of Contact for
Reporting; HAF -
Authorized
Representative; SLFRF - Point of Contact for
Reporting; SLFRF -
Authorized
Representative
Ryan Vanden Brink
Asstistant Director of
Homeowner Assistance
Programs
ryan.vandenbrink@hcs.oregon.gov
HAF - Account
Administrator; HAF -
Point of Contact for
Reporting; HAF -
Authorized
Representative
Nathan MerrillLien Management Analystnathan.merrill@hcs.oregon.gov
HAF - Point of Contact
for Reporting; HAF -
Authorized
Representative

Community engagement and outreach

  1. Did you continue outreach to communities once your HAF Program(s) began?
    Yes
  2. Please quantify the total amount of funds spent on outreach.
    $0
  3. You identified the community-based organizations listed below in your HAF Participant Plan or a previous report. Please indicate whether or not you have performed outreach to these organizations using the checkboxes in the "Outreach performed" column.
    Community-Based Organization
    Type
    Added on This report? Outreach Performed?
    Catholic Charities
    Community
    Organization
    Consulate of Mexico
    Community
    Organization
    Asian Pacific American Network of Oregon
    Community
    Organization
    Bridges
    Community
    Organization
    Condensed public meeting attendance list
    Community
    Organization
    Oregon Housing Alliance
    Community
    Organization
    Governor's Racial Justice Council
    Community
    Organization
    Oregon Manufactured Housing Advisory Committee
    Community
    Organization
    X
    Farmworker Housing Development Corp
    Provider
    X

    Legal Aid Services of Oregon 
    Provider
    X
    Elemental Law 
    Provider
    X
    Oregon Law Center 
    Provider
    X
    Oregon DOJ, Consumer Protection
    Provider

    17 statewide homeownership centers providing housing counseling
    Provider

Performance goals

Title
Program Design Element
Status
New
Continue
Help reduce serious delinquencies
Mortgage Reinstatement
Goal Met
Serve a substantial number of at-risk OregoniansMortgage Reinstatement
Goal Met

Help prevent foreclosures
Mortgage Payment Assistance
Goal Met

See above goals
Mortgage Payment Assistance
Goal Met

See above goals
Payment Assistance for
Homeowner’s Insurance
Goal Met

See above goals
Payment Assistance for
Delinquent Property Taxes
Goal Met

Maintain SDI homeownership
Mortgage Reinstatement
Goal Met

See above goals
Payment Assistance for HOA fees or liens
Goal Met

See above goals
Payment Assistance for Down Payment Assistance Loans
Goal Met

Methods for targeting

  1. Please provide an update on your targeting plan including challenges successes, etc. 
    OHCS stopped taking HAF applications in the past year and made final payments on those applications in February 2025. Continuing from 2024, in Q4 2025 and early 2026, OHCS attempted to target “high risk” homeowner situations.

    OHCS promoted HAF with stakeholders of manufactured home parks and floating home marinas; local housing counselors, partners, and legal networks; bankruptcy courts, reorganization trustees, and attorneys; through an interested party email, media release, social media posts, and messages from our executive director. 

    In July 2024, Oregon began working with every county to send direct mailers to homeowners in or entering the property tax foreclosure process. We estimate this resulted in over 1,700 letters reaching potentially eligible highest risk homeowners in 24 counties. We worked to process and support applications that came in based on this effort.

    In October 2024, we sent 200 homeowners in nonjudicial foreclosure HAF letters as our final direct outreach attempt for homeowners in foreclosure, encouraging them to apply directly or work with a housing counselor.
  2. Is the targeting plan put forth in the HAF Plan achieving the desired results?
    Yes

Best practices and coordination

  1. Have you coordinated with any of these agencies (FHA, VA, USDA, GSEs, state or local agencies that hold mortgage portfolios)? If so, please provide best practices and information on coordination efforts.
    • Yes. Coordination with USDA on its loans and OHCS for questions on loans in foreclosure. We continued practices and coordination developed during earlier phases of the process.
  2. Have you coordinated with servicers? If so, please provide best practices and information on coordination efforts.
    • Yes.  We continued practices and coordination developed during earlier phases of the process.

Certification

Statement
I certify that the information provided is accurate and complete after reasonable inquiry of people, systems, and other information available to the HAF participant. The undersigned acknowledges that any materially false, fictitious, fraudulent statement, or representation (or concealment or omission of a material fact) in this submission may be the subject of criminal prosecution under the False Statements Accountability Act of 1996, as amended, 18 USC 1001, and also may subject me and the HAF participant to civil penalties, damages, and administrative remedies for false claims or otherwise (including under 31 USC 3729 et seq.) The undersigned is an authorized representative of the HAF participant with authority to make the above certifications and representations on behalf of the HAF participant.

  1. How much in interest did you earn on HAF award funds in your last fiscal year?
    $521,088
  2. If you earned interest in excess of $500, did you remit that excess earned interest to
    the Department of Health and Human Services Payment Management System (PMS)?
    Yes