Not in a targeted zone? First-time homebuyers can still take advantage of the FirstHome loan product.
While these areas don't include the extra benefits of targeted zones, they're still a great option for first-time buyers looking to start their homeownership journey. Buying here strengthens communities and supports Oregon's goal of expanding homeownership.
To determine eligibility, review the county-level household income chart below. This chart outlines non-targeted income by household size.