HUD identifies specific neighborhoods as Targeted Areas to promote economic development and expand access to homeownership. Buying a home in a Targeted Area offers key advantages: higher income limits, increased purchase price caps, and expanded eligibility for previous homeowners, making it easier for more households to qualify.
To determine eligibility, review the county-level chart below. This chart will help you confirm whether a property qualifies for Targeted Area benefits under the FirstHome product and outlines household income by household size.
Quick steps
- Go to the FFIEC website and enter the property address using the Geo Map Tool.
- Note the property county and Census tract.
- Use FirstHome Household Targeted Income Limits chart:
- Locate the property’s county.
- Check the tract details column:
- If listed, you are in a Targeted Area. Use the chart below to find income limits by household size.
- If not listed, switch to the Household Non-targeted Areas webpage.