FirstHome Non-Targeted Areas

Not in a targeted zone? First-time homebuyers can still take advantage of the FirstHome loan product.

While these areas don't include the extra benefits of targeted zones, they're still a great option for first-time buyers looking to start their homeownership journey. Buying here strengthens communities and supports Oregon's goal of expanding homeownership.

To determine eligibility, review the county-level household income chart below. This chart outlines non-targeted income by household size.

For household income targeted areas, visit https://www.oregon.gov/ohcs/homeownership/lenders-real-estate-professionals/Pages/firsthome-targeted-areas.aspx.