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United States Department of the Treasury: HAF Annual Report 2023

Participant information

Entity Name: Oregon
Type of Recipient: State/DC
UEID: CJUQKQUXSCJ5
TIN: 930952117
DUNS+4: 809580293
FAIN Number: HAF0027
Address: 725 Summer St. NE, Suite B
City: Salem
State: Oregon
Zip: 97301-1266

Report Status: Submitted
Date Submitted: 11/15/2023, 1:09 p.m.
Submitted by: Ryan Vanden Brink, ryan.vandenbrink@hcs.oregon.gov
Certified by: Ryan Vanden Brink

Point of Contact List:
Name
Title
Email
Roles
Beth BrownAssistant Director of Accounting
beth.brown@hcs.oregon.gov
ERA - Account
Administrator; ERA -
Point of Contact for
Submission; ERA -
Point of Contact for
Reporting; ERA -
Authorized
Representative; ERA2
- Point of Contact for
Submission; ERA2 -
Point of Contact for
Reporting; HAF - Point
of Contact for
Submission; HAF -
Point of Contact for
Reporting; HAF -
Authorized
Representative
Joass Lyatuu
Senior Finance Policy Analyst
joass.lyatuu@oregon.gov
CRF - Authorized
Representative; ERA -
Point of Contact for
Reporting; ERA -
Authorized
Representative; ERA2
- Point of Contact for
Reporting; ERA2 -
Authorized
Representative; HAF -
Point of Contact for
Reporting; HAF -
Authorized
Representative; SLFRF - Point of Contact for
Reporting; SLFRF -
Authorized
Representative
Ryan Vanden Brink
Asstistant Director of
Homeowner Assistance
Programs
ryan.vandenbrink@hcs.oregon.gov
HAF - Account
Administrator; HAF -
Point of Contact for
Reporting; HAF -
Authorized
Representative
Nathan MerrillData and Reporting Analystnathan.merrill@hcs.oregon.gov
HAF - Point of Contact
for Reporting
Andrew Dennis
Operations and Policy Analystandrew.dennis@hcs.oregon.gov
HAF - Point of Contact
for Reporting
Rachel Barber
HAF Accountant
rachel.barber@hcs.oregon.gov
HAF - Point of Contact
for Reporting

Community engagement and outreach

  1. Did you continue outreach to communities over the past 23 (Oct. 1, 2022 - Sept. 30, 2023)?
    Yes
  2. Please quantify the total amount of funds spent on outreach.
    $32,373.55
  3. You identified the community-based organizations listed below in your HAF Participant Plan or a previous report. Please indicate whether or not you have performed outreach in the past 12 months (Oct. 1, 2022 - Sept. 30, 2023) to each organization or provider by tapping "Provide Data" and selecting Yes or No.
    Community-Based Organization
    Type
    Added on This report?Outreach Performed?
    Catholic Charities
    Community
    Organization
    Consulate of Mexico
    Community
    Organization
    X
    Asian Pacific American Network of Oregon
    Community
    Organization
    X
    Bridges
    Community
    Organization
    Condensed public meeting attendance list
    Community
    Organization
    Oregon Housing Alliance 
    Community
    Organization

    X

    Governor's Racial Justice Council
    Community
    Organization
    Oregon Manufactured Housing Advisory Committee
    Community
    Organization

    Farmworker Housing Development Corp
    Provider
    X

    Legal Aid Services of Oregon 
    Provider
    X
    Elemental Law 
    Provider
    X
    Oregon Law Center 
    Provider
    X
    Oregon DOJ, Consumer Protection
    Provider

    17 statewide homeownership centers providing housing counseling
    Provider
    X

Performance goals

Title
Program Design Element
Status
New
Continue
Help reduce serious delinquencies
Mortgage Reinstatement
Goal MetX
Serve a substantial number of at-risk OregoniansMortgage Reinstatement
Goal Met

X
Help prevent foreclosures
Mortgage Payment Assistance
Goal Met

X
See above goals
Mortgage Payment Assistance
On Track

See above goals
Payment Assistance for
Homeowner’s Insurance
On Track

See above goals
Payment Assistance for
Delinquent Property Taxes
On Track

Maintain SDI homeownership
Mortgage Reinstatement 
On Track

X
See above goals
Payment Assistance for HOA fees or liens
On Track

See above goals
Payment Assistance for Down Payment Assistance Loans
On Track

Methods for targeting

  1. Please provide an update on your targeting plan including challenges successes, etc. 
    OHCS continued to target outreach as indicated in its HAF plan and 2022 annual report. In addition, this past year, OHCS attempted to address a prior challenge of better reaching Spanish, Russian, Vietnamese, and Chinese communities. OHCS put in place static translations of its application portal in all of these languages, updated translations of key materials and conducted outreach so communities may know of resources in different languages. HAF reached out to three Russian, three Vietnamese, three Chinese, and three other Asian cultural organizations.

    One challenge was creating new relationships with organizations that are not traditional partners,
    emphasizing the need for regular engagement and outreach. HAF reached out to three culturally specific media companies and was profiled in a Spanish newspaper. HAF worked with a counselor grantee to participate in a tri-county BIPOC-centered housing resource festival, prepared materials for an urban Native American organization’s homeownership fair, participated in a Chinese community fair, and partnered with Oregon Dept. of Human Services and Oregon Health Authority on Facebook live events and other agency social media content. HAF social media
    tiles and program materials were made available for organizations and partners to use as needed.

    Applicants affirmatively indicating a non-English primary language increased from 41 up to Sept. 30, 2022, to 149 submitted apps between Oct. 1, 2022, and Sept. 30, 2023. OHCS continued to work with grantees on local outreach and stretched the budget by collaborating with a Homeownership Racial Disparities grant on translation and outreach.
  2. Is the targeting plan put forth in the HAF Plan achieving the desired results? Yes

Best practices and coordination

  1. Have you coordinated with any of these agencies (FHA, VA, USDA, GSEs, state or local agencies that hold mortgage portfolios)? If so, please provide best practices and information on coordination efforts.
    • Yes. OHCS is serving borrowers with all of these types of loans. OHCS coordinated regarding specific applications with USDA, OHCS (mortgage portfolio) and several counties regarding pilot repurchase opportunities for homeowners
  2. Have you coordinated with servicers? If so, please provide best practices and information on coordination efforts.
    • Yes. OHCS has seen an improvement in postponing and monitoring foreclosures with national servicers, although it can still be a struggle with smaller servicers or private lenders. This can be tested when a homeowner submits a last-minute application and OHCS has worked with a servicer to reverse a foreclosure this year. Overall, this collaboration is a key OHCS priority to avoid homeowner loss.

      OHCS is also working to improve record responses and time frames, especially with P records and T records to facilitate certainty as soon as possible after final payments are made. We hope to establish and improve patterns with servicers in the same way over the next year.

Certification

Statement
I certify that the information provided is accurate and complete after reasonable inquiry of people, systems, and other information available to the HAF participant. The undersigned acknowledges that any materially false, fictitious, fraudulent statement, or representation (or concealment or omission of a material fact) in this submission may be the subject of criminal prosecution under the False Statements Accountability Act of 1996, as amended, 18 USC 1001, and also may subject me and the HAF participant to civil penalties, damages, and administrative remedies for false claims or otherwise (including under 31 USC 3729 et seq.) The undersigned is an authorized representative of the HAF participant with authority to make the above certifications and representations on behalf of the HAF participant.

  1. How much in interest did you earn on HAF award funds in your last fiscal year?
    $0
  2. If you earned interest in excess of $500, did you remit that excess earned interest to the Department of Health and Human Services Payment Management System (PMS)?
    N/A – Interest earned less than $500.