OHCS Home / Homeownership


Buy a Home / Oregon Bond Residential Loan Program

Oregon Housing and Community Services utilizes funds from periodically issued tax exempt bonds to assist first-time homebuyers in securing below market interest rates on home loans through the Oregon Bond Residential Loan Program. Through our partnering Homeownership Centers we offer access to homeownership and financial literacy education, homeownership counseling, and foreclosure avoidance counseling.

Get the Oregon Bond Residential Loan Program Brochure.


Loan Interest Rates
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 Oregon Bond Residential Loan Program Rate for First Time Homebuyers

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Homeownership/Lender Resources
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Buy a Home: First Time Homebuyer Loan Program and Downpayment Assistance 
Oregon Homeownership Lender Resources 
Foreclosure Prevention Resources in Oregon 
Oregon Homeownership Data and Research
Oregon Homeownership
Data and Research


Funding and Resources
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Find a Mortgage Lender in your area for the Oregon Bond Program 
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Single Family Program Technical Advisories 
Oregon Bond Loan Program: Residental Loan Program Factsheet 
Find Mortgage Lenders
in your area
Education and Training
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Consumer Financial Protection Bureau 
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What is the
Recapture Tax?
Realtor Education
Oregon Bond Residential Loan Program​​
Consumer Financial
Protection Bureau
Reverse Mortgage​
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 Recording Manufactured
 Home as Real Property​


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