HARP Manufactured Home Replacement

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IMPORTANT: Upcoming HARP deadline to new applications is Dec. 31.  

To get started, OHCS encourages you to submit your Eligibility Questionnaire as soon as possible. 

Once you are determined to be eligible, submit your full application and all supporting documentation by Dec. 31.

 

The Manufactured Home Replacement pathway is for people who:

• Already own land or rent a pad and need help buying a new manufactured home to put there, or
• Plan to rent land or a space in a park and need help buying a replacement manufactured home to place on that site.
• Only applies to people who have a household income below 120% of the area median income (AMI) and who do not currently live in permanent housing.;

If you want to buy a manufactured home that is already set up on another site, or if you are requesting HARP assistance with a stick-built replacement home, you should apply through the Home Purchase pathway instead.

If your home is in a manufactured home park, you must follow the park’s rules and confirm what is and is not allowed before moving forward. The landowner must also sign a Right of Entry form so HARP representatives can access the property, which is required to complete the inspections and surveys needed for you to participate in the program.

 

How can I get started?

• Complete the Eligibility Questionnaire on the HARP website to see if you qualify. If you have already submitted an Eligibility Questionnaire or an application, you do not need to reapply. 
• Complete a HARP application and submit the required documentation. 
• Begin the pre-construction and inspection process. Keep in mind: 
• Your home may either be repaired (rehabilitated) or replaced. 
• If the estimated repair cost is under $50,000, your home will be reviewed for rehabilitation. 
• If your manufactured home was built before 1995, you may qualify for a replacement home. 
• HARP staff must have access to your property for required inspections and assessments. You will always be notified in advance of any scheduled visits, and all staff will carry visible ID badges. 
• You should note any current or anticipated changes needed to help make your home safer for people with disabilities to live there (e.g., ramps, accessible stairs). You can request these accommodations as part of the process.

After you pass the inspection and HARP finalizes your award, there are more steps, like choosing a contractor. Make sure to review the entire pre-construction process so you know what to expect.

Visit the HARP applicant journey webpage for additional details about getting started.

Note: The following information is for reference and only requires attention during your project’s construction phase.

What are the fire-safety requirements?

Your new manufactured home must include:

Fire-resistant materials

• Roofing: Use Class A fire-rated materials, like metal or asphalt shingles. 
• Siding: Choose non-combustible options such as fiber cement, stucco, metal panels, or brick. 
• Windows: Install double-pane tempered glass to withstand heat; use metal frames if possible. 
• Vents: Cover attic and foundation vents with 1/8” metal mesh to block embers. 
• Skirting: Use fire-resistant materials to enclose the crawlspace. 
• Exterior doors: Select solid core, metal, or fire-rated doors. 
• Decks and porches: Build with fire-resistant or non-combustible materials.