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OEBB Benefits News

Thanks for visiting our Benefits News page! We'll be adding more content each month to help you learn about your benefits in quick and easy "bite-sized" formats.

Do you have a subject you'd like to learn about? Let us know! Your topic may appear on this page in the upcoming months!

Allergies got you down? Women blowing her nose because of allergies.

If you’re suffering with allergies, OEBB’s benefits can help.

Medical plan benefits

Your medical plan offers benefits to identify what’s causing your symptoms. Start with your primary doctor. For more severe allergies, your primary doctor might refer you to a specialist. Check your medical plan benefit summary to view your OEBB benefits for primary doctor and specialist visits.

Prescription drug plan benefits

You can also take medication or injections to help with allergies. If over-the-counter drugs aren’t enough, your OEBB prescription drug benefits offer coverage for certain allergy medications and injections. Click here to view your pharmacy benefits. You can visit your plan’s website to view the list of medications that are covered, which is called a formulary.


Reduce Digital Eye Strain

It's a digital world and we are surrounded by smartphones, tablets, and computer monitors – all of which emit blue light. Increased exposure to blue light has been linked to the onset of blurred vision, dry eyes, tired eyes, and other symptoms of digital eye strain. 

Visit your VSP network doctor if you're concerned about blue light exposure, and find a solution that works best for you. 

Learn more about techniques to help reduce eye strain.


11 Steps to Financial Wellness

Just as important as your annual physical, it's critical to periodically take stock of your financial wellbeing.

Uprise Health provides this Financial Health Checklist as a starting point for conducting your own financial wellness checkup.


Financial protection for the unexpected

It’s nice to know you have support standing by for unforeseen events. 

As an OEBB member, you have basic Life Insurance coverage, including access to Travel Assistance and a Life Services Toolkit. 

Learn more about your insurance options available from The Standard.

Telehealth at Kaiser Permanente

telehealth-visit.jpg Getting care today doesn’t always mean making an appointment and driving to the doctor’s office. 

Many of your health needs can be handled at home with a convenient telehealth visit using your mobile device or computer.

Learn more about the types of telehealth care Kaiser Permanente offers, and what it’s like to get care virtually.

Get the most from your VSP benefitpiggy bank wearing dollar sign sunglasses.jpg

With an OEBB VSP vision plan, you have many money-savingoptions to protect your eyes. Even if you don’t need prescription lenses, the VSP Lightcare benefit can be used for sunglasses or blue light filtering lenses.

You can also conveniently shop for eyewear online at VSP’s, where you’ll find discounts on fashionable frames while integrating your insurance and the VSP doctor network. Learn more about Lightcare and

The OEBB Board, working for you

Curious what the Board is doing for you? The Oregon Educators Benefits Board is focused on providing health and wellness benefits to support the wellbeing of our members and their families. The Board meets regularly to review our benefits and make improvements where necessary. Learn more about the OEBB program.

All of OEBB’s Board meetings are public and recorded. View the meeting schedule and watch meeting recordings here.

Deductibles and copays – sorting it all out

OEBB health plans provide quality health benefits for you and your family. You pay nothing for annual physicals or preventive prescription drugs. But what about everything else? Let's brush up on how you pay for care in the OEBB plans.

  • If you go to the doctor or need a prescription filled for any other reason, you'll pay part of the cost before your benefits kick in.
  • Some of our plans feature a copayment or "copay" for certain doctor visits or prescriptions. This is a flat amount you pay, and the plan pays the rest.
  • Most of our plans also have a deductible. This means, unless the service you receive is "deductible waived" (e.g., preventive care), you pay 100% of the cost until you have paid this amount which is referred to as "meeting your deductible." 
  • After you have met your deductible, you pay a percentage of the cost (called coinsurance) and the plan pays the rest. Your coinsurance may vary based on the plan you are enrolled in and the service you receive, but it's very common on OEBB plans for you to pay 20% and the plan to pay 80%. 
  • You should also be aware that OEBB plans have annual "out-of-pocket" maximums to protect you if you need a high amount of medical care. All your copays and coinsurance payments are tracked by plan year. If the total you pay "out-of-pocket" reaches that maximum, the plan will pay 100% of your covered services for the rest of the plan year.
  • Keep in mind that the OEBB plan year runs Oct-Sept, so each year your deductible and out-of-pocket maximum resets on October 1st. If your spouse or family member is on a health plan with a different employer, their deductibles and out-of-pocket maximums may reset in January. Be sure to factor in this timeline when planning for doctor's visits or procedures. Click the links below to review your plan details.
Kaiser Permanente Medical Plans

Alternative care may be right for you

physiotherapist-giving-shoulder-therapy-to-a-woman.jpgSometimes the care you need may be outside of “traditional" treatment. Over the years, several “alternative" treatments have come into the mainstream.

Learn more about these options and whether they might be right for you. 

All OEBB medical plans offer an alternative care benefit.

Moda Health: Chiropractic and acupuncture services are covered with 12 visits combined annually.

Kaiser Permanente: Chiropractic, acupuncture and naturopathic services are covered as follows:

  • Plan 1 EOC: $20 copay, up to $2,000 a year
  • Plan 2A EOC: $25 copay, up to $2,000 a year
  • Plan 2B EOC: $30 copay, up to $2,000 a year
  • Plan 3 EOC: $20% coinsurance after deductible, up to $2,000 a year 
Questions about whether a specifc treatment/provider is covered under your plan? 

Contact Moda Health or Kaiser Permanente directly. They are happy to help you explore your options and find the right provider for you!

Expanded pharmacy coverage for Moda members

Article provided by Moda Health

Walgreens retail pharmacies are now part of the pharmacy network for OEBB's Moda medical plans.  

Learn more about this exciting update and find additional answers to frequently asked questions.

Is Invisalign right for you?


Invisalign® is a treatment that uses a series of custom-made clear aligners to reposition teeth over time – a process that’s mapped out by your orthodontist.

In general, this treatment is better suited for simpler cases of misalignment. Compared to traditional braces, Invisalign requires a higher level of commitment from the patient. 

Aligners must be worn 20-22 hours per day and removed only for eating, brushing and flossing for the most effective treatment. Each case is unique, so the duration of treatment may vary. Clear aligners are covered by orthodontia benefits under the OEBB dental plans. Learn more at the following links:

Need help now? Try telehealth!


Health happens everywhere, and now health care can, too. You can connect with a doctor in minutes, from anywhere, with telehealth. Many needs can be handled via phone, video or text message, without heading into a doctor's office. Telehealth is a great option for an earache in the middle of the night, allergies on vacation or questions about Covid-19.

How would you pay your bills if you couldn’t work?

Think of your Short Term Disability benefits as protection when life doesn't go as planned. We insure our houses, our cars and our health, but we often forget to insure our ability to earn a paycheck. Disability insurance helps you do just that, providing a source of income when you are unable to work because of a qualifying illness or injury. 

Learn more about OEBB's Short Term Disability insurance offered by The StandardArticle provided by The Standard.